Senior Commercial Lender

ThinkingAhead
  • Edmond, OK
  • Quick Apply
8 days ago

Job Description

Senior Commercial Lender | Oklahoma City Metro

Full-Time | On-Site | Confidential Search

A Proven Lender's Opportunity to Lead in the OKC Metro

A respected, community-rooted Oklahoma bank — nearly 90 years strong and profitable every year since its founding — is expanding its commercial banking presence in the OKC Metro. As part of that growth, the bank is seeking an experienced Senior Commercial Lender to originate and manage a high-quality loan portfolio while building lasting client relationships across the market.

This role is well suited to a lender who is equally comfortable structuring a complex credit and developing new business through direct outreach and community involvement. The bank offers real autonomy, a strong credit team, and the lending capacity to compete for meaningful deals.

 

What You'll Be Doing

Business Development

  • Prospect, develop, and close new commercial banking relationships across the OKC Metro
  • Leverage existing networks and build new ones through community involvement, referral sources, and direct outreach
  • Cross-sell a full suite of commercial banking products, including treasury management, deposit services, and business banking solutions
  • Represent the bank at community events, industry associations, and civic organizations

    Lending & Credit

  • Originate, structure, and negotiate commercial loans, including C&I, owner-occupied CRE, construction, and lines of credit
  • Conduct thorough financial analysis of business and personal financial statements, tax returns, cash flow, and collateral
  • Prepare and present well-supported credit memos with clear analysis, risk identification, and sound recommendations
  • Actively manage and monitor an existing commercial loan portfolio, identifying credit deterioration early
  • Ensure loan documentation, covenants, and compliance requirements are met throughout the life of each credit

    Client Relationship Management

  • Serve as the primary point of contact for a portfolio of commercial clients, providing responsive, high-touch service
  • Conduct regular portfolio reviews and business calls to understand evolving client needs
  • Collaborate with internal partners across treasury, mortgage, and wealth to deliver comprehensive financial solutions
  • Resolve client issues promptly and professionally, maintaining a high standard of service and trust

    What You Bring

    Required

  • 7+ years of commercial lending experience with a proven track record of production and portfolio management
  • Strong credit acumen, including financial statement analysis, cash flow analysis, loan structuring, and risk assessment
  • Demonstrated ability to independently develop new commercial banking business
  • Experience with C&I and/or commercial real estate lending
  • Excellent written and verbal communication skills, including the ability to present credit requests clearly
  • Thorough understanding of banking regulations, compliance requirements, and sound lending practices
  • Bachelor's degree in Finance, Accounting, Business, or a related field

    Preferred

  • An established book of business and existing relationships in the OKC Metro
  • Experience with agricultural, energy sector, or SBA lending
  • Completion of a formal bank credit training program

Numbers & Facts

LocationEdmond, OK

Skills

  • Accountingunmatched
  • Agricultureunmatched
  • Analysis Skillsunmatched
  • Banking Regulationsunmatched
  • Business Analysisunmatched
  • Business Bankingunmatched
  • Business Developmentunmatched
  • Business Loansunmatched
  • Business Solutionsunmatched
  • Cash Flowunmatched
  • Cash Flow Projectionunmatched
  • Commercial Bankingunmatched
  • Commercial Loansunmatched
  • Communication Skillsunmatched
  • Community Bankingunmatched
  • Constructionunmatched
  • Cross-Sellingunmatched
  • Customer Relationsunmatched
  • Customer Relationship Management (CRM)unmatched
  • Financeunmatched
  • Financial Analysisunmatched
  • Financial Statementsunmatched
  • Investment Managementunmatched
  • Loan Documentsunmatched
  • Loan Policyunmatched
  • Loan Portfoliounmatched
  • Loan Structuringunmatched
  • Loansunmatched
  • Mortgageunmatched
  • Mortgage Lendingunmatched
  • Needs Assessmentunmatched
  • Negotiation Skillsunmatched
  • Presentation/Verbal Skillsunmatched
  • Production Controlunmatched
  • Regulatory Complianceunmatched
  • Resolve Customer Issuesunmatched
  • Risk Analysisunmatched
  • Tax Returnsunmatched
  • Training Programunmatched
  • Treasuryunmatched
  • Treasury Managementunmatched
  • Writing Skillsunmatched

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