This is a Senior Commercial Loan Officer opportunity within the Loan Department of a well-established community bank, offering senior-level ownership across C&I and commercial real estate loan origination, underwriting, portfolio management, and business development. The role is distinguished from the standard Loan Officer seat by the depth of experience required targeting a seasoned commercial lender with 10+ years of lending experience who brings an established client network, advanced credit judgment, and the executive presence to represent the bank in the community and drive meaningful loan production. It's an ideal fit for a relationship-driven banker who combines rigorous credit fundamentals with strong business development instincts and a genuine commitment to community involvement.
RESPONSIBILITIES
Interview loan applicants and collect and analyze financial data to determine the general creditworthiness and appropriateness of loan requests across C&I and commercial real estate transactions
Establish and negotiate credit terms including loan pricing, structure, repayment terms, and collateral requirements consistent with bank lending policies
Develop comprehensive credit analyses and Credit Memorandums for presentation and approval of loan requests to senior management and loan committees
Meet established loan production goals as well as deposit and fee income targets;actively participate in sales meetings and marketing campaigns
Monitor the loan portfolio for repayments and take necessary collection actions on past due accounts;conduct annual collection of financial information and annual portfolio reviews
Periodically visit borrowers to perform site visits and maintain strong, long-term customer relationships
Participate actively in community activities to increase the bank's visibility and generate new business opportunities;leverage established networks to drive referrals and new client relationships
Cross-sell bank products and services to deepen client relationships and maximize wallet share
Cross-train on other department functions to provide coverage and support as needed
Perform all duties and projects as assigned by management