Senior Credit Administrator

Sunwest Bank

Draper, Utah

JOB DETAILS
SKILLS
Accounting, Alliance/Partner Management, Bank Secrecy Act, Banking Regulations, Commercial Real Estate, Compensation and Benefits, Construction, Credit Risk, Customer Relations, Financial Analysis, Financial Statements, Loan Documents, Loan Policy, Loan Portfolio, Loan Review, Loans, Maintain Compliance, Past Due Accounts, Performance Analysis, Performance Reviews, Physical Demands, Portfolio Analysis, Quality Management, Regulations, Regulatory Compliance, Regulatory Requirements, Risk, Risk Analysis, Underwriting
LOCATION
Draper, Utah
POSTED
1 day ago
Job Title: Senior Credit Administrator
Department: Credit Administration - 68
Reports to: Chief Credit Officer
Status:   Exempt  Non-Exempt

About the Role

The Senior Credit Administrator is responsible for approving, structuring, and overseeing commercial credit across key regional markets. This role plays a critical part in maintaining the quality of the loan portfolio, identifying emerging risk, and partnering closely with relationship managers to support sound credit decisions and portfolio growth.
 

Work Details

Schedule: Monday – Friday, 8:00 AM - 5:00 PM
Work Location: Onsite
Travel: Occasional (up to 10%)
 

What You’ll Do

  • Exercise direct credit approval authority for commercial real estate (CRE), construction, and commercial & industrial (C&I) loans
  • Oversee credit administration across regional markets, including Utah, Idaho, and Denver
  • Partner with Relationship Managers to structure deals, support originations, and participate in client-facing discussions
  • Monitor portfolio performance through financial statement reviews, covenant tracking, and risk rating accuracy
  • Identify emerging credit risks and recommend appropriate mitigation strategies
  • Review loan documentation to ensure compliance with internal policies and regulatory requirements
  • Monitor past due and maturing loans and proactively work to prevent administrative delinquencies
  • Support the Chief Credit Officer in reporting, portfolio analysis, and loan policy maintenance

What We’re Looking For

(Required)
  • 8+ years of experience in middle market C&I and/or commercial real estate (CRE) lending
  • Direct credit approval authority experience (individual or committee-based)
  • Strong knowledge of commercial underwriting, credit structuring, and risk assessment
  • Solid understanding of accounting principles and financial analysis
  • Working knowledge of loan documentation and regulatory compliance
 
(Nice to Have)
 
  • Experience supporting multi-market or regional portfolios
  • Prior exposure to construction lending
  • Experience partnering closely with production teams or Relationship Managers
 

Why You’ll Love Working Here

  • Team Culture
  • Growth Opportunities
  • Benefits or Perks
 

Posting Location(s):

  • Scottsdale Banking Office; 7150 E. Camelback Rd., Suite 195, Scottsdale, AZ 85251

Compensation

 

Physical Demands:

In general, the following physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to allow differently abled individuals to perform the essential functions of the job.
Sedentary: Limited activity, no lifting, limited walking
Moderate: Mostly standing, walking, bending, frequent lifting
Light: Office work, some lifting, bending, stooping or kneeling, walking
Arduous: Heavy lifting, bending, crawling, climbing
 

The Fine Print

This job description reflects the general nature of the role and may change as business needs evolve. We are an equal opportunity employer. Sunwest Bank works with staff members and customers without regard to race, ancestry, national origin, sex, marital status, age, religion, medical condition, handicap, disability or veteran status and to assist the Bank in maintaining its Affirmative Action Program.
 
Compliance with Bank Secrecy Act laws and regulations is considered an extremely serious matter, and it is intended that Sunwest Bank, through the purposeful efforts of its employees and officers, are expected to make every resolute attempt to conform to its Bank Secrecy Act Program and Procedures. Failure to comply will be reflected in their performance review as well as in any bonus compensation programs in which they may participate.
 
Attend and complete all required classroom, computer-based, web-based and seminar training. It is the individual responsibility of every employee to maintain a current awareness and understanding of and to fully comply with Sunwest Bank’s “Code of Ethics and Conduct.” Each employee is also expected to maintain an awareness of the laws, regulations, internal policies and procedures that are appropriate for his/her position.
 
Note: The preceding job description has been designed to indicate the general nature and level and work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. All job descriptions can be amended without notice as warranted by business necessity.
 
Federal Deposit Insurance Act This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on Sunwest Bank’s review of criminal conviction history, including pretrial diversions or program entries.
 
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About the Company

S

Sunwest Bank

Sunwest Bank has been consistently named one of the top performing banks in the United States by American Banker and SNL Financial. Sunwest’s primary focus is commercial business and real estate banking. Through 12 targeted locations across the Western United States, Sunwest offers a full suite of private and commercial banking services to its clients.

Since 2009, Sunwest has completed five failed bank acquisitions beginning with the acquisitions of MetroPacific Bank of Irvine. Later that year, Sunwest expanded the franchise south to San Diego with the acquisition of Pacific Coast National Bank. Its expansion continued beyond the California border with the acquisition of First State Bank of Flagstaff from the FDIC, adding a presence in Northern Arizona. In 2013, the Bank expanded into the Northwest by acquiring the Washington-based Westside Community Bank which added two locations outside of Tacoma. Sunwest then broadened its Northwest presence to Boise through acquiring the failed Syringa Bank from the FDIC, adding nearly $140 million in assets and a network of five Idaho branches. In the latter half of last year, the Bank broadened its footprint further by adding LPOs in both the Salt Lake City and Phoenix, Arizona markets. These three out-of-state acquisitions and two de novo LPOs have positioned Sunwest well as it embarks on its next expansionary phase.

Sunwest Bank operates with an iron clad balance sheet of $885 million in assets, $111 million in tangible capital and $4MM in reserves, making it well poised to continue its growth.

Sunwest Bank is the flagship of H Bancorp, a $1.3 billion privately-owned bank holding company with a controlling interest in Bay Bank located in the Baltimore/D.C. corridor. H Bancorp provides strategic leadership, access to capital and an opportunity to participate credits across the entire H Bancorp family.

SUNWEST BANK – AN ENTREPRENEURIAL BUSINESS BANK
Sunwest prides itself on being an entrepreneurial and innovative commercial business bank. The Bank positions itself through deep knowledge in lending niches ensuring our people are regarded as trusted advisors and not simply bankers. It is with this approach that we provide impeccable service to our clients.

COMPANY SIZE
50 to 99 employees
INDUSTRY
Banking
FOUNDED
1970
WEBSITE
https://www.sunwestbank.com/