Senior Credit Review Auditor

OH0523 Independence Bus Office, OH0713 NW Bancshares HQ, PA0736 Administration Center

Job Description

The Senior Credit Auditor performs and completes internal credit audits as assigned while researching and interpreting relevant regulations, policies, and procedures to assist in determining the scope and design of an audit program. This position is guided by general instruction and a reasonable amount of supervision, this candidate demonstrates a fair level of autonomy and ability to exercise independent judgement.Essential Functions

•     Ensure document and data integrityManage personal workload/workflow
•     Identify and resolve problems/issuesDetect common themes & emerging risks
•     Continue professional educationEvaluate effectiveness of credit policies and procedures, identify weaknesses, provide suggestions for strengthening
•     Knowledge of Credit360/BancAudit/Nautilus/CBS/Data Analysis Tool/Audit Management SoftwareKeep track of and update schedule of whereabouts during audits
•     Meet departmental continuing education requirementsBe familiar with Northwest documentation/processes/procedures
•     Research/interpret relevance of specific regulations/current literatureAssist in developing the scope, audit objectives, and audit program based on assessed risk of business unit/subject matter
•     Assist in determining staffing requirements for AuditOversee/collect specific samples/data
•     Oversee/record detailed information/data from samplesCheck results (findings) against samples for proper evidence
•     Oversee/compile working papers as appropriateSummarize results/findings
•     Analyze results as related to NorthwestPrepare meeting materials (soft, and final exits)
•     Present relevant findings appropriately to department manager and auditorsProduce various audit reports/management letters/credit reports
•     Appraise adequacy of the corrective action taken to improve deficient conditionsWork with relevant personnel during the audit processAdditional Essential Functions
•     Ensure compliance with Northwest’s policies and procedures, and Federal/State regulationsNavigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
•     Work as part of a teamWork with on-site equipmentAdditional Responsibilities
•     Complete business unit/special projects at various levels of complexity, planning, supervision and creativity/intuitiveness as neededSafety and Health for those without supervisory duties Abide by the rules of the safety and loss prevention program
•     Perform work tasks in a safe mannerReport any and all injuries to supervisor
•     Know what to do in case of an emergencyQUALIFICATIONSTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Education   
• Bachelor's Degree    Accounting, Finance, or Business Administration            Work Experience5 - 6 years    Credit review/business related experience And3 - 5 years    Bank auditing experience And3 - 5 years    General business-related experience      General Employee Knowledge, Skills, and Abilities
•     Ability to establish effective working relationships among team members and participate in solving problems and making decisions    
•     Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written    
•     Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information    
•     Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information  
•     Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas    
• Additional Knowledge, Skills and AbilitiesAbility to apply advanced financial analysis techniques    Ability to interpret data and statistics    Proven analytical skills  

Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.