Senior Director, Capital Planning & Analytics, Marlboro or Chelmsford,MA, H

Description

The Capital Planning & Behavioral Analytics Director is responsible for capital stress testing process and ensuring that all balance sheet modeling, risk measurement, and profitability analytics are grounded in empirically sound. The role will lead the stress testing process, create scenarios, work with strategic planning, set capital goals, direct the capital forecast execution, and edit the annual capital plan. The role will work across all business lines to provide inputs and challenge credit risk, loss model inputs, and risks scenarios. The Director will work closely with regulators and internal team members to manage ongoing reporting to both working and executive committees. This role manage the annual NCUA stress testing process and work closely will all business partners to ensure final submission of the capital plan. Additionally, the role will work closely with ALM and associated stakeholders to ensure consistent application of behavioral and pricing models analytics across ALM, capital stress testing, and profitability frameworks

What You’ll Do:

• Manage the annual submission process for the NCUA capital plan and templates. 
• Lead and coordinate capital planning deliverables across key stakeholders, including Credit Risk, Finance, Treasury, Lending, Model Risk Management, and Internal Audit.
• Responsible for the editing of the annual capital plan and template submission to NCUA.
• Lead the designing of capital planning scenarios for both internal and regulatory purposes and lead the execution of the implementation of scenarios.
• Lead and develop a small team of analysts responsible for capital monitoring, data analysis, monthly and ad hoc reporting, capital adequacy levels, and execution of capital planning activities.
• Work closely with ALM and stakeholders to ensure consistent application of institution-specific behavioral models across ALM, capital planning, credit models, and FP&A frameworks.
• Assist in calibration, validation, and back-testing of behavioral assumptions across interest-rate and funding environments to ensure stability, accuracy, and forward-looking relevance.
• Establish strong partnerships with all stakeholders of the capital planning process and owners of behavioral assumptions to influence execution strategies related to capital stress testing.
• Oversee governance of capital stress testing methodologies, assumptions, and documentation to ensure analytical integrity, auditability, and regulator-defensible standards.

Typical Scope

• Drives execution of functional strategies and ensures alignment with broader business goals. Oversees operational performance, resource allocation, and process optimization. Supports strategic planning and contributes to the development of policies, budgets, and infrastructure that enable long term success. Makes decisions with significant organizational impact, often involving complex, cross-functional considerations. Works closely with executive leadership and influences decisions on matters of strategic importance. 
• Oversees a business function at the local or regional level, with broad accountability for operational and strategic outcomes. Responsible for executing strategy and directing operations across multiple teams. Possesses deep expertise in their functional area and a strong understanding of organizational dynamics. May contribute to strategy development and long-term planning for their function. 
• Manages through multiple layers of leadership, typically overseeing Directors and Senior Managers. Sets direction for talent development, succession planning, and organizational culture within their function. Builds strong leadership capability across teams and fosters collaboration and accountability. 
• 4 - 7 Directors, Senior Managers, Managers, Assistant Managers and/or Principal Professionals and below reporting to them.    

Education & Experience: 

• Bachelor’s degree in finance, economics, mathematics, statistics, or business administration
• 8+ years of relevant experience in stress testing in banking institutions with a mature capital planning process, 4+ years as a People Leader.
• 5+ years of experience in stress testing modeling, ALM analytics, or balance sheet modeling
• Experience supporting ALM, liquidity, FTP, capital planning, credit, and FP&A frameworks
• Strong experience with calibration, validation, and back-testing of modeling assumptions
• Experience with ALM platforms (e.g., ZM, QRM, Empyrean)
• Strong communication, analytical, and cross-functional collaboration skills

Essential Skills:

• Experience with capital stress testing, credit risk, loan review, and ALM systems.
• Experience creating, preparing, and presenting material for regulators, executive management, or audit. 
• Experience with financial statements, capital frameworks, RWA, capital ratios, and regulatory templates 
• Experience writing model documentation, stress testing methodologies, and contributions to annual capital plans 

Location: Marlboro or Chelmsford ,MA,

Target Compensation: $184,000 - $220,500 annually

Schedule: Monday - Friday 8-5 (40 hours)

 

Who We Are:   

What makes First Tech different? Click here to learn more! 

Every great journey begins with a bold idea—and ours is no different. First Tech and DCU were founded on the belief that financial solutions should put people first. That belief has fueled decades of innovation and service, rooted in the tech sector and expanding to support members from all walks of life. 

 Employees are eligible for:

• Traditional medical, dental, and vision coverage
• Generous 401(k) match
• Paid Time Off: - You’ll accrue up to 15 days in your first year.  In addition, you’ll receive 40 hours of sick time and 3 personal days, which refresh annually
• Paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility subject to standard account requirements and underwriting criteria

Employment Statements: 

First Tech is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. 

If you’re applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to

recruiters@firsttechfed.com

First Tech is not currently offering Visa transfer/ sponsorship for this position.