Senior Director, Global Credit

Summary

CHS has an exciting opportunity in the Finance group. We are seeking a Senior Director, Global Credit to lead CHS’s enterprise-wide credit center of excellence and responsible for developing and executing global credit strategy. This role proactively assesses, measures, and manages credit and counterparty risk across all CHS businesses and geographies while enabling commercial growth and protecting the balance sheet. The role also leads and develops a global team of credit professionals operating as single enterprise team.

To be considered for this position, qualified candidates must be currently located in the Minneapolis/St. Paul, MN metro area in order to work a hybrid schedule (3+ days per week) at the corporate office in Inver Grove Heights, MN. 

Responsibilities

Strategy, Governance and Leadership

• Develop and execute the global credit strategy aligned with CHS enterprise risk appetite and business objectives.
• Serve as the primary credit risk advisor to the SVP Treasurer, CFO, and senior Finance leadership. 
• Lead and chair the Credit Committee, coordinating credit decisions that exceed delegated authority thresholds and ensuring timely support of business needs.
• Provide regular credit risk updates and insights to executive leadership and, as appropriate, Board level committees.
• Own and champion change, transformation, and continuous improvement across the global credit function.
• Build a strong, inclusive culture focused on talent development, succession planning, and functional excellence.

Credit Risk Management

• Oversee enterprise-wide credit exposure across trade credit, vendor advances, barter activity, third-party storage, and loan credit risk.
• Ensure consistent application of credit risk ratings, exposure limits, and approval authorities across regions and business units.
• Partner with CHS Capital and lead commercial and producer loan underwriting teams.
• Drive proactive identification, monitoring, and mitigation of emerging credit risks, including stressed counterparties and macro-driven risk concentrations.
• Partner with business leaders to structure lending and credit solutions that balance risk discipline with commercial competitiveness.
• Lead team through complex workout scenarios with a wide range of customer types.

Policy Ownership and Controls

• Own and maintain the Global Credit & Collections Policy, ensuring alignment with enterprise risk appetite and regulatory expectations.
• Establish and enforce credit standards, limits, and controls that reduce the likelihood of material balance sheet impact.
• Ensure consistent governance, documentation, and audit readiness across all credit activities globally.
• Serve as the Credit lead for structured trade finance evaluations and insights.

Enterprise Partnership and Influence

• Act as the senior point of escalation for complex or high-risk credit decisions across CHS.
• Collaborate closely with Treasury, Risk, Legal, Accounting, Tax, Internal Audit, and Commercial leadership to ensure integrated risk management.
• Support strategic initiatives, acquisitions, joint ventures, and new business models through rigorous credit assessment and structuring.

Team Leadership and Talent Development

• Lead a single global credit organization with centralized standards and local execution.
• Recruit, develop, and retain top credit talent; manage rotational and developmental opportunities across Finance.
• Provide coaching, performance management, and career pathing to build a deep and resilient credit bench. 

Minimum Qualifications (required)

• High School Diploma (or equivalent)
• 10+ years of progressive experience in credit risk management, counterparty risk, or commercial finance and global exposure to include:
  • Proven leadership experience managing enterprise or global credit teams in a complex organization
  • Deep understanding of credit risk analytics, financial statement analysis, risk rating methodologies, and exposure management
  • Strong executive presence with the ability to influence senior leaders and partners effectively with commercial teams
• Prior leadership experience with progressively advancing level of leadership responsibilities

Additional Qualifications

• Bachelor's degree or higher in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field
• Professional certifications (MBA, CFA, CPA)
• Ability to understand producer financial data and apply underwriting standards to credit and loan accounts 
• Ability to lead boldly and influence others
• Strong customer relationship management skills
• Ability to set strategic imperatives and the ability to execute those objectives
• Ability to understand the marketplace and design a business platform to excel
• Demonstrated ability to lead and manage people, strategic experience in a cooperative environment, preferred including sales, marketing and financial experience
• Must be attentive to detail and also be able to work with spreadsheets, presentation programs, word processing programs and databases

Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse.