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Skills
Analysis Skillsunmatched
Communication Skillsunmatched
Consumer Loansunmatched
Credit Cardsunmatched
Data Analysisunmatched
Data Setsunmatched
Economicsunmatched
Establish Prioritiesunmatched
Financeunmatched
Financial Analysisunmatched
Financial Servicesunmatched
Forecastingunmatched
Mathematicsunmatched
Microsoft Excelunmatched
Microsoft PowerPointunmatched
Microsoft Visual Basic for Applications (VBA)unmatched
Past Due Accountsunmatched
Performance Managementunmatched
Presentation/Verbal Skillsunmatched
Problem Solving Skillsunmatched
Profit & Lossunmatched
Profit & Loss Analysisunmatched
Profit & Loss Forecastingunmatched
Profit & Loss Managementunmatched
Riskunmatched
Risk Analysisunmatched
SQL (Structured Query Language)unmatched
Statistical Analysis System (SAS)unmatched
Statisticsunmatched
Testingunmatched
Time Managementunmatched
Variance Analysisunmatched
Writing Skillsunmatched
Description
Description
Position Summary
The Senior Financial Analyst will be responsible for managing existing customer account programs in terms of risk performance and overall profitability. The Senior Financial Analyst will be performing deep dive analysis at the program level and ad hoc analyses as needed. The Senior Financial Analyst will identify opportunities to enhance program performance or increase program volume without negatively impacting program profitability and will also develop and manage delinquency and profitability forecasting models.
Summary of Essential Job Functions
Analyze program-level historical P&L performance to identify revenue opportunities and risk factors such as roll rates and delinquent buckets at an early stage.
Communicate trends and findings to team members, upper management, and various stakeholders via department meetings with PowerPoint presentations on a monthly and quarterly basis.
Forecast future performance of existing customer programs utilizing Excel-based and/or SAS-based P&L forecast models while assessing variances between forecasted vs. actual results.
Optimize strategies to grow the company’s bottom line including testing of various fees, credit line increase and convenience check amounts.
Develop ad-hoc historical reports to assist with financial analysis as needed.
Position Requirements
Bachelor's degree in Finance, Economics, Mathematics, Statistics or related field. (advanced degree preferred)
5+ years work experience in Finance, Risk, Analytics, or similar role in a professional corporate environment
5+ years advanced use of: Microsoft Excel, Microsoft PowerPoint, SAS or SQL
Excellent analytical, problem-solving, and decision-making skills
Ability to prioritize projects, work independently, deal with ambiguity, handle tight deadlines, and achieve effective results in a fast-paced, dynamic environment
Experience analyzing large data sets, developing recommendations, and simplifying for presentation
Excellent verbal and written communication skills
Ability to work well with various departments and teammates
Constant desire to learn and grow
Preferred
Advanced degree in Finance, Economics, Business, or Mathematics
5+ years advanced use of: Microsoft Excel VBA
Consumer Credit Card industry experience
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.