Overview:
This position is primarily responsible for supporting the oversight, evaluation, and optimization of Talcott's externally managed General Account structured credit portfolios. Reporting to the Head of Structured Credit, the Senior Investment Analyst will work closely with third-party investment managers, platform partners, internal investment teams, risk, analytics, actuarial, finance, and senior management to assess structured credit opportunities, monitor portfolio performance, evaluate manager recommendations, and identify emerging credit and structural risks. The selected candidate will work in a hybrid in-office arrangement out of one of our office locations in Hartford, CT., New York City or Charlotte, N.C.
The role requires the ability to form independent investment views, challenge external manager assumptions, evaluate relative value and risk-adjusted return opportunities, and support portfolio decision-making within accounting, statutory, regulatory, capital, liquidity, contractual, and enterprise risk constraints. The Senior Investment Analyst will also contribute to Talcott's multi-manager investment platform and planned investment portfolio growth across the structured credit value chain. This individual will report to the Head of Structured Credit on the Investment Management (IM) team. The IM team is composed of CFA charter holders, actuaries, and other investment professionals and is tasked with, among other things:
Establishing the Enterprise Strategic Asset AllocationTactical decision making with respect to asset class allocations vs targetsOversight of Talcott's investment managersManaging Talcott's derivatives and hedging portfolios.Asset-liability managementLiquidity managementUnderwriting and selection of third-party asset managersSupport for asset modeling across the enterprise
Responsibilities:
Identify and quantify emerging credit risks within the General AccountMonitor credit quality against risk tolerance and established limitsEvaluate external manager performance vs quantitative and qualitative criteriaCollaborate with external managers to understand investment rationale and relative value considerationsPropose trading programs to enhance income, reduce capital and improve risk adjusted returns subject to constraintsDevelop and implement guidelines for external managers, taking into consideration statutory, contractual and enterprise limitsUnderstand industry trends and regulatory developments which could pose risks or present opportunity for the General AccountSupport data review and aggregate information on investmentsPartner with the Analytics team on enhancing, automating surveillance and asst modeling capabilities
Qualifications:
Bachelor's Degree with a focus in technical or quantitative discipline such as Economics, Finance, Engineering, Mathematics, Statistics, or a related field.Minimum of 2 years of investment experience to include direct exposure with marketsExperience across a broad range of structured asset classes (MBS Credit, CLOs, CMBS, ABS)Familiarity with private asset classes is a plusProficiency in Excel, including review and presentation of data analysis is requiredFamiliarity with programming languages (VBA/R/Python/SQL) and usage of AI tools is a plusUnderstanding of U.S. statutory and Bermudan insurance regulations/requirements is a plus
Ability to work independently and/or collaborate with cross-functional team members outside
Demonstrated business savvy with a strategic focus for problem solvingEffective communicator with outstanding interpersonal and organizational skillsAbility to establish and maintain productive business relationships across the organization