Develop quantitative analysis to assess credit risk at the portfolio level.
Perform independent loan reviews to evaluate the creditworthiness of the borrower.
Analyze financial statements and other required data provided in the credit file to ensure that risk rating is appropriate and upgrades/downgrades are done in a timely manner in line with banks policies/procedures and regulatory requirements.
Discuss all noted deficiencies and identified weaknesses, and any existing or planned corrective actions, including timeframes for correction, with appropriate loan officers and managers.
Assist in preparing reports summarizing portfolio quality and risk issues with recommended corrective action.
Maintain a level of understanding of credit risk policies/requirements, regulatory expectations and contribute to improving effectiveness and efficiency of the credit risk analysis processes/methodologies.