Senior Mortgage Processor

Sparks Group

Baltimore, Maryland

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JOB DETAILS

SALARY

$50,000–$90,000

SKILLS

Brokerage, Communication Skills, Detail Oriented, Documentation, Establish Priorities, Funding, Insurance, Insurance Documentation, Loan Closing, Loan Conditions, Loan Documents, Loan Structuring, Loan Underwriting, Loans, Logistics, Maintain Compliance, Mortgage, Multiplatform/Cross-Platform, Organizational Skills, Real Estate Appraisals, Sales Pipeline, Time Management, Underwriting, Wholesale Industry

LOCATION

Baltimore, Maryland

POSTED

1 day ago

Are you a seasoned Processor who is looking to grow into a Senior role? Are you money motivated? We are seeking a polished, experienced, and highly driven Senior Mortgage Processor to join a fast-paced, high-performing mortgage team in the office 5 days a week. This is an opportunity for a sharp mortgage professional who knows how to take ownership from disclosures to closing and can expertly manage a full pipeline with speed, precision, and professionalism. If you thrive in the broker/wholesale channel, understand guidelines inside and out, and can confidently manage purchase-heavy files while keeping multiple stakeholders aligned, this role offers the chance to become a critical force behind a growing team. Base salary plus bonus for each closed loan. As the processor, you will fully own each loan once disclosures are issued - managing every stage from document collection to Clear to Close while ensuring timelines, compliance, and communication remain flawless. If you think you have what it takes to work in a fast-paced dynamic environment, we want to talk to you.

Core Responsibilities:

Order and manage appraisals, title, payoffs, tax transcripts, insurance, and supporting documentation.
Ensure disclosures are signed promptly and proactively follow up with borrowers when needed.
Review loan applications (1003), income, assets, credit, contracts, and all supporting documentation for accuracy and completeness.
Submit complete files to underwriting within 24 hours whenever possible.
Communicate with Loan Officers immediately regarding submission delays or missing documentation.
Manage conditional approvals by clearly communicating borrower conditions and collecting all required items quickly.
Coordinate underwriting conditions including supplements, VOEs, updated docs, title, appraisal, and insurance requirements.
Monitor lock expirations and proactively communicate deadlines to Loan Officers.
Ensure Closing Disclosures are signed at least 3 days prior to settlement.
Maintain complete and organized loan documentation across TPO platforms and LendingPad.
Confirm title and closing package readiness prior to settlement.
Coordinate broker compensation delivery and final funding logistics.
Keep all files moving efficiently to ensure on-time closings.

Pipeline Expectations:

Manage approximately 15 loans per month on average.
Handle up to 25 loans monthly during peak periods.
Primarily purchase transactions with exposure to all loan types.
Support a team of Loan Officers.
Handle files cradle-to-grave after disclosures are completed.

Ideal Candidate Profile:

Minimum 3+ years of mortgage processing experience.
Broker/wholesale processing experience strongly preferred.
Strong understanding of mortgage guidelines, particularly 30/60/90-day guideline knowledge.
Experience with purchase-heavy pipelines.
Ability to intelligently discuss appraisals, underwriting conditions, and loan structure.
Well-spoken, articulate, and highly professional communication style.
Exceptional organizational and time-management skills.
Detail-oriented with the ability to prioritize multiple files without sacrificing quality.
Degree preferred, but not required.

Technology:

Lending Pad experience is a plus, but not required.
Candidates with Encompass or similar LOS experience can transition quickly.

About the Company

Sparks Group

Bringing the Best People and the Best Companies Together Since 1970.

Sparks Group (formerly SPARKS, Sparks IT Solutions, and Sparks Personnel) is the Washington DC Area's leading temporary staffing and full-time recruiting services provider. Whether you are seeking your next opportunity or looking to add talent, Sparks Group is the ideal partner for you! Each of our four divisions (Sparks Office, Sparks Accounting & Finance, Sparks IT, and Sparks Creative) specializes in placing professionals in temporary/contract, temporary-to-full-time, and full-time roles across a diverse array of staffing categories, positions and levels including: office/administrative, customer service, human resources and talent acquisition, legal support, government and cleared personnel, mortgage/banking, accounting and finance, contracts and procurement, information technology and creative/marketing.

Sparks Group brings over four decades of experience placing professionals in challenging and rewarding positions at many of the area’s most prestigious organizations. Our primary focus is presenting opportunities that match each candidate’s skill-sets, experience levels, career objectives, and growth needs. Sparks Group has regularly ranked as one of the top US staffing and recruiting firms having been named to Inavero’s Best of Staffing Lists® for Client and Employee Satisfaction (2012-2017). Additionally, Sparks Group is proud to have been recently selected for other awards Staffing Industry Analysts’ 2017 Best Staffing Firms to Work For, Washington Business Journal Best Places to Work (2017), the Washington Post’s Top Workplaces® List (2017, 2014), Forbes® Best Professional Recruiting Firms (2017), and the National Capital Business Ethics Award.

COMPANY SIZE

50 to 99 employees

INDUSTRY

Staffing/Employment Agencies

FOUNDED

1970

WEBSITE

https://www.sparksgroupinc.com

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