Small Business Banker

City National Bank of Florida
  • Miami Beach, Florida
    26 days ago

    Job Description

    Overview:

    Think BIG. Achieve More.

    At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!

     

    About the Role

    We’re looking for a results-driven Small Business Banker to build lasting relationships with businesses generating up to $5 million in annual revenue. In this role, you’ll provide strategic financial solutions, deliver exceptional client service, and drive growth through deposits, loans, and treasury services. As a key member of the branch team, you'll also represent the bank in the community and collaborate with internal partners to meet client needs.

     

    What You'll Do

    • Grow and manage a portfolio of 250+ small business clients.
    • Proactively acquire new relationships through prospecting, networking, and outreach.
    • Deliver tailored financial advice by analyzing client needs and recommending appropriate deposit, lending, and treasury solutions.
    • Collaborate with partners in Lending, Treasury, Mortgage, and Wealth Management to offer holistic banking services.
    • Support branch operations including account opening, teller transactions, and loan support as needed.
    • Serve as a community ambassador and leader for the bank’s small business efforts.
    • Ensure compliance with all regulatory, policy, and procedural standards.

    Key Responsibilities

    • Consistently meet or exceed sales and referral goals for deposits, loans, and services.
    • Perform financial reviews and loan pre-screens; complete cash flow analyses.
    • Make independent overdraft pay/return decisions within assigned limits.
    • Support the loan application and closing process; collect and review required documentation.
    • Maintain operational integrity through proper balancing, ticketing, and risk protocols.
    • Adhere to compliance and regulatory training, including S.A.F.E. Act requirements.
    Qualifications:

     What You Bring

    • 2–7 years of recent experience as a Small Business Banker or similar role.
    • Solid credit background with proven ability to structure loans and analyze credit.
    • Demonstrated success in acquiring and growing small business relationships.
    • Ability to complete independent pre-screens and cash flow analysis.
    • Collaborative, proactive, and goal-oriented mindset.
    • Excellent communication and relationship management skills.
    •  
    Education:
    • Bachelors degree in Business or Finance preferred.
    • An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.
    • SBA lending experience a plus.

    Special Instructions to Candidates:

    Equal Opportunity

    City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.

     

    Interview Guidelines

    To ensure a fair interview process, the use of AI wearables, AT tools, AI applications, or other external assistance is strickly prohibited. 

     

    Accommodations

    If you require a reasonable accommodation to apply or participate in the hiring process, please contact our Talent Attraction team at

    talent.attraction@citynational.com

    Numbers & Facts

    LocationMiami Beach, Florida

    Skills

    • Accounting Closeunmatched
    • Bank Managementunmatched
    • Banking Servicesunmatched
    • Business Growthunmatched
    • Business Loansunmatched
    • Cash Flow Projectionunmatched
    • Communication Skillsunmatched
    • Community Bankingunmatched
    • Credit Analysisunmatched
    • Customer Support/Serviceunmatched
    • Customer/Client Researchunmatched
    • Entrepreneurshipunmatched
    • Exceeded Sales Goalunmatched
    • Financeunmatched
    • Financial Planningunmatched
    • Financial Strategyunmatched
    • Loan Closingunmatched
    • Loan Reviewunmatched
    • Loan Structuringunmatched
    • Loansunmatched
    • Maintain Complianceunmatched
    • Mortgageunmatched
    • Operational Supportunmatched
    • Regulatory Complianceunmatched
    • Relationship Managementunmatched
    • Riskunmatched
    • Sales Managementunmatched
    • Sales Prospectingunmatched
    • Small Businessunmatched
    • Software Administrationunmatched
    • Team Playerunmatched
    • Treasuryunmatched
    • Wealth Managementunmatched

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