About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Visa will accept applications for this role until at least 06-05-2026Job Description
VCS Platform & Acceptance is part of the Visa Commercial Solutions technology organization. The team is responsible for designing, developing, and implementing Virtual Cards, payables, and acceptance commercial platforms that drive incremental revenue and support the continued growth of Commercial B2B product lines.
We are looking for versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As part of a multi-functional development team, you will help invent, design, build, test, and support software products that serve a truly global customer base. While building innovative payment technology, you will help shape the digital future of commercial money movement.
As a Software Engineer, you will contribute to the design, development, testing, and support of modern backend platforms focused on API development, microservices, event-driven architectures, and high-performance backend services.
This role requires a GenAI-first mindset. You are expected to use GenAI, LLMs, agentic AI tools, and coding assistants as part of your day-to-day engineering workflow to improve implementation speed, quality, documentation, testing, troubleshooting, and delivery outcomes.
Responsibilities:
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.Qualifications
Basic Qualifications:Bachelor's degree, OR 3+ years of relevant work experience Preferred Qualifications:Experience in backend software development using technologies such as REST APIs, J2EE, JDBC, JMS, and related service development toolsExperience or exposure to frameworks such as Spring, Spring Boot, Spring Batch, WebFlux, or Vert.xExperience in building Generative AI applications, conversational AI, RAG architectures, techniques and librariesExperience or exposure to microservices and backend service developmentExperience or exposure to event-driven architectureFamiliarity with the software development lifecycle including version control, build process, testing, and code releaseExposure to Agile development, Continuous Integration, and Continuous Delivery practicesStrong oral and written communication skillsStrong interpersonal, troubleshooting, and analytical skillsAbility to multitask and work effectively within a team in a fast-paced, high-performance organizationRequired experience using GenAI / LLM-based tools in regular engineering workDemonstrated GenAI-first attitude toward development, debugging, testing, and documentation2+ years of relevant work experience and a Bachelor’s degree, OR 3+ years of relevant work experience Working knowledge of gRPC Exposure to Kafka, Redis, or NoSQL datastoresExperience with database technologies such as MySQL, DB2, Oracle, or similar systemsAbility to understand and write simple to moderately complex SQLFamiliarity with tools such as GIT, Maven, Jenkins, Chef, Sonar, JUnitExposure to container technologies, caching, API gateways, and service security patternsExposure to highly available and scalable application environments The Skills You Bring • Strong foundation in backend engineering using REST APIs, J2EE, JDBC, JMSFamiliarity with frameworks such as Spring, Spring Boot, Spring Batch, WebFlux, and Vert.xA clear GenAI-first approach to coding, debugging, testing, documentation, and productivity improvementGood understanding of OOP concepts and design patternsExperience or exposure to API development, microservices, backend services, and event-driven systemsUnderstanding of building software with attention to security, quality, performance, resiliency, and complianceWorking knowledge of CI/CD, test automation, and modern development practicesSQL and database fundamentalsCuriosity, creativity, ownership, and strong collaboration skills
U.S. Applicants Only
The estimated salary range for this position is $88,000.00 to $ 136,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.