Software Engineer II - Digital Assets

At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

Designs, develops, and maintains software applications that support cross-border money movement and digital asset-enabled payment flows, with a focus on reliability, security, and scalability in regulated environments. Collaborates effectively with other members of the team to deliver on the team's backlog.

Essential Functions

• Participates in designing, developing, documenting, testing, and debugging new and existing software systems and applications.
• Design and implement backend services supporting cross-border transaction processing, settlement workflows, and partner integrations.

• Develop and maintain software that meets security, resiliency, and compliance requirements for global payment systems.

• Collaborate with senior engineers to implement scalable solutions for high-volume, distributed financial systems.
• Contributes in development life cycle including requirements analysis and design.
• Write technical specifications based on conceptual design and stated business requirements.
• Support, and document software functionality.
• Identify and evaluate new technologies for implementation.
• Analyze code to find causes of errors and revise programs as needed.
• Provide critical input in software design meetings and analyze user needs to determine technical requirements.
• Consult with end user to prototype, refine, test, and debug programs to meet needs.
• Complies with all security policies and procedures, to ensure that the highest level of system and data confidentiality, integrity and availability is maintained.

• Ability to use Unix/Linux command line programs and create/edit scripts.
• Able to analyze results of automated deployment scripts and makes modifications.

• Able to prepare detail design documents from requirements.
• Familiar with Reporting tools such as Crystal Reports, Jasper Reports, BIRT, etc.
• General understanding of software environments and network topologies.
• Able to demonstrate OOA/OOD skills.
• Demonstrable understanding of distributed, component based architecture
• Working knowledge of networking and/or telecommunications protocols
• A solid understanding of event driven / asynchronous programming and multi-threading
• Demonstrable technical design skills (UML experience a plus)
• Familiar with TDD/BDD.
• Familiar with SOA framework, web services, etc.

• Common Developer Skills

• Mobile Developer

• Web Developer

• Able to maintain test scripts as needed.
• Prepares test strategy, test plan, test cases, and test summary documents.
• Experience with automated functional software testing frameworks, such as Cucumber, Selenium, etc.
• Performs unit, functional, load, user interface, performance, regression and system integration testing on new code or modified code prior to production releases.
• Produce and report project test metrics.
• Possess advanced knowledge of QA/QC techniques; certifications preferred
• Assists new staff on testing techniques and test methodologies

• Ability to respond to situations in a timely manner, and meet predetermined deadlines
• Ability to support/maintain existing products and add new features as requested by customers.
• Provide support to UAT/production applications as needed
• Ability to work on multiple projects

• Agile/Lean methodologies experience
• Solid understanding of an iterative software development process
• Able to estimate all project activities and tasks.
• Able to elicit user and functional requirements.
• Mentor and monitor Software Engineers in the technical aspects of their assignments.

• Education and experience typically obtained through completion of a Bachelor's Degree in Computer Science and/or 2 or more years of related industry experience.
• Experience building or supporting payment systems, financial services platforms, or other highly available, regulated distributed systems.

• Familiarity with cross-border payment flows, digital assets, or blockchain-enabled technologies, and the associated security and compliance considerations.

• Healthcare Coverage - Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.
• 401(k) Retirement Plan - Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.
• Paid Time Off - Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.
• 12 weeks of Paid Parental Leave
• Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.