Software Engineer - Payments

TechDigital
  • Philadelphia, PA
    16 days ago

    Job Description

    we are seeking a Lead Software Engineer to join the Global Payments & Liquidity Treasury Technology organization. This role focuses on delivering high-quality, modern engineering solutions across critical payment platforms.

    Responsibilities
    • Lead the design and development of high-quality software solutions aligned with enterprise architecture, non-functional requirements, and modern engineering best practices.
    • Collaborate closely with architects, senior engineers, and product partners to support modernization initiatives, including cloud readiness, API design, data strategy, and application migration.
    • Serve as a technical lead during cross-team initiatives-providing guidance on design, integration, performance, and deployment.
    • Troubleshoot complex technical issues, identify root causes, and help drive resolution of development, build, or deployment blockers.
    • Participate actively in coding, peer reviews, design discussions, and technical decision-making.
    • Ensure solutions meet security, scalability, performance, and reliability standards.
    • Contribute to automation initiatives, CI/CD improvements, DevOps practices, and test automation.
    • Support testing phases such as system testing, UAT, and performance validation.

    Required Qualifications
    • 6+ years of software engineering experience (or equivalent via work experience, training, military, or education).
    • 6+ years of hands-on development experience in a technical engineering role.
    • 3+ years in ACI payments application suite, ACI MTS, UPF & APSF
    • Experience in providing technical leadership or mentoring within a team.

    Desired Qualifications
      • Experience with payments systems such as ACH and/or Wires.
      • Hands-on experience with ACI UPF (Universal Payments Framework) including
      • Endpoint, Gateway, and Bank Adapter configurations
      • Message routing rules and processing rule setup
      • Cartridge deployment and lifecycle management
      • UPF Control Center operations (monitoring, auditing, alerting)
      • Security configurations, including SP (Security Best Practices), crypto polici keystore/truststore management
      • Experience with UPF 5.x message flows, logging, troubleshooting, and ISO 2 message orchestration
      • Experience with ACSF/APSF configurations, WebSphere deployments, and automation (Jython/Python, Unix shell scripting).
      • Experience with ACI MTS, including Entia setup, routing rules, remote records, an line configurations.
      • Strong understanding of global payment rails (FED, CHIPS, CHAPS, TARGET, SWIF
      • Exposure to ISO 20022 implementations.
      • Solid experience with Microservices, JEE, middleware, transaction management, security, connection pooling, messaging, and performance tuning.
      • Experience conducting NFR testing including RTO/RPO validation.
      • Experience collaborating across distributed/virtual teams.
      • Strong analytical and problem-solving skills, with high attention to detail.
      • 4+ years with JMS, 4+ years with Kafka/Confluent, and 3+ years with Oracle.
      • Experience with secure DevOps, cloud deployment automation, and test automation.
      • Experience collaborating across distributed/virtua
      • Strong analytical and problem-solving skills, with t
      • 4+ years with JMS, 4+ years with Kafka/Confluent,
      • Experience with secure DevOps, cloud deployment automation and test automation

    Job Expectations
    • Ability to work onsite at one of the posted locations.
    • Relocation assistance is not available.

    Numbers & Facts

    LocationPhiladelphia, PA
    IndustryOther/Not Classified
    Company Size100 to 499 employees

    Skills

    • Acceptance Testingunmatched
    • Analysis Skillsunmatched
    • Application Programming Interface (API)unmatched
    • Auditingunmatched
    • Automationunmatched
    • Best Practicesunmatched
    • Cloud Computingunmatched
    • Code Reviewsunmatched
    • Continuous Deployment/Deliveryunmatched
    • Continuous Integrationunmatched
    • Cryptographyunmatched
    • Detail Orientedunmatched
    • DevOpsunmatched
    • Enterprise Architectureunmatched
    • IBM WebSphere Application Serverunmatched
    • ISO (International Organization for Standardization)unmatched
    • Identify Issuesunmatched
    • Java Message Service (JMS)unmatched
    • Java Platform Enterprise Edition (Java EE/J2EE)unmatched
    • Liquidityunmatched
    • Mentoringunmatched
    • Microservicesunmatched
    • Middlewareunmatched
    • Migration Strategyunmatched
    • Multiplatform/Cross-Platformunmatched
    • Oracleunmatched
    • People Managementunmatched
    • Performance Tuning/Optimizationunmatched
    • Problem Solving Skillsunmatched
    • Product Supportunmatched
    • Python Programming/Scripting Languageunmatched
    • Quality Engineeringunmatched
    • Registered Training Organisation (RTO)unmatched
    • Root Cause Analysisunmatched
    • Software Engineeringunmatched
    • System Testunmatched
    • Technical Leadershipunmatched
    • Technical/Engineering Designunmatched
    • Test Automationunmatched
    • Transaction Processing/Managementunmatched
    • Treasuryunmatched
    • Unix Shell Programmingunmatched

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