Sr. Commercial Credit Analyst

Parkside Financial Bank & Trust

Clayton, Missouri

JOB DETAILS
SKILLS
Accounting, Analysis Skills, Asset Management, Banking Services, Business Banking, Commercial Banking, Commercial Loans, Communication Skills, Credit Analysis, Credit Risk, Dental Insurance, Detail Oriented, Economics, Finance, Financial Analysis, Loan Policy, Loan Portfolio, Loan Regulations, Loans, Maintain Compliance, Microsoft Product Family, Multitasking, Presentation/Verbal Skills, Private Funding, Profit & Loss, Regulatory Requirements, Risk, Risk Analysis, Support Documentation, Time Management, Underwriting, Vision Plan, Wealth Management, Writing Skills
LOCATION
Clayton, Missouri
POSTED
3 days ago
Parkside Financial Bank & Trust started in 2007 with four professionals and one big goal: to make business banking and wealth management more personal, more insightful, and more responsive. Today, we’re an independent partner for successful families and privately held businesses, bringing together banking, commercial lending, trust, and family office services in one place.
 
From St. Louis to Denver to Bedford, we’ve grown with our clients to $1 billion in Bank assets and approximately $3.6 billion in Trust & Family Office assets under management. We’ve also been recognized as a Top Workplace in St. Louis for five consecutive years thanks to a team that’s Smart, Likeable, Entrepreneurial, and Dependable. If you like doing great work with great people, you’ll fit right in.
 
WhyParkside? We are a fast-growing, high-trust team where you’ll do real work, learn quickly, and be genuinely valued.
 
We are seeking a highly motivated and analytical professional to support the commercial lending function for our  banking division, The Sr. Commercial Credit Analyst will focus on underwriting and ongoing credit analysis across CRE, C&I, and private equity-backed transactions, while ensuring compliance with loan policy and regulations. A Bachelor’s degree is required, along with 5 years of experience working in commercial credit.
 
RESPONSIBILITIES:
  • Perform detailed financial statement analysis and spreading using LoanVantage
  • Evaluate creditworthiness across CRE, C&I and Private Equity-backed transactions
  • Prepare comprehensive credit memos for new loans, renewals and modification requests
  • Collaborate with Relationship Managers on deal evaluation and structuring
  • Monitor loan portfolios, including renewals, covenant compliance and risk ratings
  • Engage appraisers for CRE deals and review appraisals ordered
  • Ensure adherence to loan policy and regulatory requirements; identify and escalate emerging risks proactively
  • Participate in Loan Committee meetings and present analysis as needed
  • Maintain documentation and support credit-related projects and reporting
 
QUALIFICATIONS:
  • 5+ years of commercial credit experience
  • Bachelor’s degree required; finance, accounting or economics majors preferred
  • Experience with CRE, C&I and Private Equity sponsored-backed transactions preferred
  • Proficiency in technology, including Microsoft applications
  • Strong financial statement analysis and cash flow modeling skills
  • Experience preparing credit memos and underwriting recommendations
 
KEY COMPETENCIES:
  • Strong analytical and critical thinking skills
  • Ability to assess risk and interpret complex financial data
  • High attention to detail and organization
  • Ability to manage multiple priorities and deadlines
  • Strong written and verbal communication skills
  • Demonstrated ownership and independent decision-making
  • Willingness to learn and contribute to company’s financial growth and profitability

EMPLOYEE BENEFITS:
Parkside is proud to offer competitive benefits for all our employees, including:
  • Competitive salary with bonus
  • Medical, dental, and vision insurance
  • 401k Plan + Employer Match
  • Employee Stock Options
  • Paid 4 Week Sabbatical Program, including $5,000 for travel, with every 5 years of employment
  • 12-week Paid Maternity Leave
  • Tuition Reimbursement
  • Employee charitable giving support
  • Company-paid parking & more!
 
 
 
 
 
Parkside Financial Bank & Trust provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. We are committed to providing an inclusive workplace that accommodates the diverse needs of all individuals. If you require any accommodations during the application process or while employed, please inform us so we can provide suitable assistance and modifications. 
All employment offers are contingent until applicant successfully completes all necessary background checks and drug screens.

About the Company

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Parkside Financial Bank & Trust