Sr. Loan Underwriter

Established organization is hiring on a direct hire basis for a Senior Loan Underwriter. The pay ranges from $65-72k/year, with bonus structures with on target earnings between $160-180k/year. Must be Bilingual Mandarin/Cantonese.

Responsibilities:

• Reviewed borrower income, assets, credit, and collateral for direct loan applications to determine risk and eligibility.
• Communicated directly with borrowers and loan officers to collect required documentation and clarify loan conditions.
• Managed a high volume of direct retail loan files, maintaining accuracy and meeting strict turn time SLAs.
• Performed detailed credit analysis and applied appropriate lending guidelines for direct purchase and refinance loans.
• Identified potential red flags in direct loan files and recommended solutions to maintain loan quality.
• Ensured direct loans met federal and state compliance requirements
• Verified property valuations, title reports, and insurance documentation for direct lending transactions.
• Collaborated with processors and closers to ensure smooth, on time funding for all direct loans.

Qualifications:

• Experience in direct retail mortgage lending, underwriting, or credit analysis.
• Strong knowledge of purchase and refinance loan products and lending guidelines.
• Proven ability to assess borrower income, assets, credit, and collateral to evaluate risk.
• Solid understanding of federal and state mortgage compliance requirements.
• Ability to manage a high volume of loan files while meeting strict turn-time SLAs.
• Strong communication, organizational, and collaboration skills across lending teams.
• Must be Bilingual Mandarin/Cantonese

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance.