Sr. Manager, Commercial Underwriting

Hyundai Capital America

Irvine, California

JOB DETAILS
SKILLS
Automotive Sales, Best Practices, Business-to-Business (B2B), Commercial Loans, Community Support, Credit Analysis, Credit Processing, Customer Experience, Finance, Financial Analysis, Financial Operations, Financial Policies, Financial Procedures, Financial Reporting, Funding, Healthcare, Insurance, Investment Management, Leadership, Mentoring, Microsoft Excel, Microsoft Office, Microsoft Outlook, Microsoft Word, OEM (Original Equipment Manufacturer), Operational Improvement, Operations Processes, People Management, Process Improvement, Public/Media/Press/Analyst Relations, Requirements Management, Sales, Systems Maintenance, Team Lead/Manager, Team Player, Underwriting, Vehicle Fleets, Volunteer Experience
LOCATION
Irvine, California
POSTED
7 days ago
Description

Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We're a company driven by growth, innovation, and people. At HCA, you'll find opportunities to build new skills, expand your career, and make a real impact-while working in a diverse, inclusive, and values-driven environment. We're proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.

If you're looking for a fast-paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.

WHAT YOU WILL DO

The Sr. Manager, Commercial Underwriting is responsible for leading and managing the Underwriting team within the Commercial Finance Operations department. This position provides operations leadership and subject matter expertise in development, expansion and maintenance of system enhancements, quality controls, reporting, and policy and procedures within Commercial Finance Operations Underwriting. In addition, the Sr. Manager, Commercial Underwriting will proactively establish and maintain internal and external relationships with key stakeholders including automobile dealers.

HOW YOU WILL MAKE AN IMPACT

1. Oversee, establish, and define clear credit and underwriting priorities of various Mobility products including but not limited to products originating from Commercial Vehicle Finance, Subscription, Fleet, Truck, Trailer and B2B/OEM Equipment finance requests.

2. Support design requirements and implementation of the ALFA system from credit and underwriting perspectives. This will include identifying best practices and potential friction points that may occur during the underwriting process.

3. Create, validate, and monitor Commercial Finance reporting, data and methods and provide overviews and recommendations to senior management to drive process improvements that lead to enhanced and efficient business performance

4. Coordinate with funding, servicing, sales, and collection teams to enhance operational effectiveness including process gaps, associate training, dealer training needs and communication.

5. Lead, mentor, and develop team members by providing direction, performance feedback, and support to ensure effective collaboration, professional growth, and achievement of organizational and personal goals.

Qualifications

WHAT YOU WILL BRING TO THE ROLE

• Minimum 8 years progressive Commercial Operations experience, including Commercial Mobility, Vehicle and Equipment underwriting.
• Minimum 3 years supervisory experience.
• Truck and trailer financing experience a plus.
• Daybreak and/or ALFA knowledge a plus.
• Bachelor's degree or equivalent experience required.
• Thorough knowledge of the commercial credit/review process, commercial underwriting and financial and credit analysis.
• Working knowledge of compliance laws as related to commercial vehicle lending, contracting and funding.
• Portfolio management skills, including regular covenant reviews and managing draw requests.
• Relationship building skills with both internal and external customers.
• Ability to implement continuous operational improvements and new system
• Ability to lead, motivate and develop team members.
• Intermediate to advanced skills with Microsoft Office Suites, including Excel, Word, and Outlook
• Proven track record with delivering seamless customer experiences.

WE TAKE CARE OF OUR PEOPLE

At HCA, we know our success starts with our people. We offer a comprehensive rewards package designed to support your health, financial wellbeing, and life outside of work - so you can bring your best every day.

In addition to competitive pay, our benefits include:

Hybrid work schedule offering 4 on-site days and 1 remote day per week

Vehicle benefits designed around your role, including monthly allowances and purchase and lease discounts

Flexible health coverage with medical, dental, and vision plans, including no cost and low-cost options

Annual employer HSA contribution to help offset healthcare expenses

401(k) with company match and immediate vesting, so you can start building your f

About the Company

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Hyundai Capital America