Sr. Mortgage Loan Processor

The Power to Shine

Gainesville, Florida

JOB DETAILS
SKILLS
10-key (Tenkey) Numeric Keypad, Calculators, Communication Skills, Conflict Resolution, Documentation, Insurance, Interpersonal Skills, Loan Approval, Loan Documents, Loan Origination, Loan Processing, Loan Underwriting, Microsoft Excel, Microsoft Word, Mortgage Lending, Organizational Skills, Physical Demands, Real Estate Appraisals, Short Messaging Service (SMS), Time Management, Typing
LOCATION
Gainesville, Florida
POSTED
Today
Sr. Mortgage Loan Processor
 
 
Role:
To process, close and fund mortgage loan applications.
 
Essential Functions & Responsibilities:
Performs the entire end to end mortgage loan process. Duties to include but not limited to:
- Process a large volume of both inbound and outbound real estate loan related phone calls, text messages, emails, and chats from both internal and external members daily.
- Communicates effectively with borrowers and mortgage loan originators regarding any missing or delayed documentation required for loan approval or clear to close.
- Verify, compile, and input/update application information into the appropriate mortgage software.
- Review real estate loan files to verify that all data and documents are complete, accurate, and meet all established standards.
- Prepare disclosures within the required time frames to meet regulatory standards.
- Gather and process all loan documentation required and ensure compliance with policy, regulatory, and loan terms.
- Place orders with outside vendors for title work, appraisals, flood certification, insurance, and any other related items required for the loan to meet underwriting conditions.
- Perform necessary follow up on any items required for the loan in a timely manner to ensure target closing dates are achieved.
- Submit conditions to underwriting to obtain clear to close.
- Inform supervisor or Mortgage Loan Originator of any discrepancies on any loan documentation provided or ordered.
- Effectively monitor pipeline report for all loans assigned to their queue to ensure timely forward progress and achievement of target closing date.
- Coordinate and schedule closings with all required parties (Borrowers, Mortgage Originators, and Outside vendors.
- Communicate effectively with borrowers, mortgage loan originators, and outside vendors to ensure a best in class closing experience.
- Generate and coordinate delivery of all closing documentation to appropriate parties.
- Book and fund closed real estate loans in the appropriate system.
- Ensure all required payoff checks are generated and mailed.
- Review closed real estate loan documentation for accuracy and upload to appropriate system.
- Assign closed real estate files to Post Closing/Servicing.
- Performs other related duties as assigned
 
Knowledge and Skills:
ExperienceFive years to eight years of similar or related experience.
Education(1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.
Interpersonal SkillsWork involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
Other SkillsMortgage loan or related experience required. Must have good communication skills. Ten key calculator, typewriter and keyboard skills. An advanced working knowledge of Microsoft Excel and Word. Time management and organization skills are critical.
Physical RequirementsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to stand; walk and sit. The employee is occasionally required to use hands and reach with hands and arms. The employee must occasionally lift and/or move up to 30 pounds.
Work EnvironmentTraditional office setting
 

About the Company

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The Power to Shine