Sr. Specialty Closing Officer

Senior SBA Closing Officer (Hybrid, Texas)

Base Salary: $80,000 - $100,000 + Bonus Incentive
Location: Hybrid in Irving Texas
Job Type: Direct Hire | Full-Time

Position Overview

We are seeking an experienced Senior SBA Closing Officer to lead the closing process for complex SBA loan transactions. This role is responsible for ensuring full compliance with SBA SOPs, internal credit policies, and regulatory requirements, while driving loans efficiently from approval through funding.

This individual will serve as a subject matter expert, partnering cross-functionally with underwriting, credit, sales, and external stakeholders, while also mentoring junior team members.

Key Responsibilities

Loan Closing & Documentation

• Lead SBA loan closings from credit approval through funding
• Review credit memos, underwriting analyses, and loan terms for accuracy and eligibility
• Prepare and review closing documents including Notes, Guarantees, Security Instruments, UCC filings, and SBA-required forms
• Ensure consistency and completeness across all closing documentation
• Review settlement statements, escrow instructions, and wire requests

Compliance & SBA SOP Adherence

• Ensure all loans meet SBA SOP requirements, including eligibility, collateral, and use of proceeds
• Validate borrower and guarantor compliance with regulatory requirements including OFAC, KYC, Flood, and Environmental
• Verify completion and accuracy of SBA forms such as 1919, 1920, 159, and 912
• Confirm all conditions precedent to funding are satisfied and documented

Coordination & Communication

• Act as primary point of contact for borrowers, brokers, attorneys, title and escrow partners, and internal teams
• Provide clear guidance on documentation, timelines, and closing requirements
• Coordinate with underwriting, credit, servicing, and post-closing teams to ensure seamless funding

Pipeline & Workflow Management

• Manage a high-volume pipeline of SBA loan closings with varying complexity
• Identify bottlenecks and proactively drive transactions forward
• Track timelines to ensure closings meet approval and eligibility deadlines
• Contribute to process improvements and workflow efficiencies

Quality Assurance & Leadership

• Serve as a subject matter expert for SBA closing practices
• Mentor and support junior closing staff
• Review files for compliance and accuracy, providing feedback and coaching
• Support internal audits, SBA reviews, and quality control initiatives
• Stay current on SBA SOP updates and communicate changes to the team

Qualifications

• 5-7+ years of SBA closing experience required, with strong 7(a) experience, 504 preferred
• Deep knowledge of SBA SOPs, eligibility requirements, and closing procedures
• Strong understanding of financial statements, collateral documentation, and legal/closing processes
• Experience working with title, escrow, and third-party vendors
• Exceptional attention to detail and organizational skills
• Ability to manage multiple transactions simultaneously with minimal supervision
• Strong written and verbal communication skills

Compensation & Benefits

• Competitive base salary: $80,000 - $100,000 annually
• Performance-based bonus incentives
• Comprehensive benefits package including:
  • Medical, Dental, Vision
  • 401(k) with company match
  • Life insurance
  • Paid time off and sick leave
  • Career advancement and professional development opportunities

Ideal Candidate Profile

• SBA closing expert with strong technical and regulatory knowledge
• Highly detail-oriented with a compliance-first mindset
• Able to manage high-volume pipelines with precision and urgency
• Strong collaborator who can influence and guide internal and external stakeholders
• Comfortable operating independently in a remote environment

Alternate Job Titles for Search Optimization- SBA Closing Officer, Senior SBA Loan Closer, SBA Loan Closing Specialist, SBA 7(a) Closing Officer, Commercial Loan Closing Officer - SBA, SBA Documentation Specialist, SBA Loan Closing Manager, Commercial Lending Closer, SBA Funding Specialist, Loan Closing Analyst, SBA

Throughout the past 35+ years, MMC, one of the most trusted names in workforce management services, has successfully delivered strategic solutions to large and small businesses in numerous industries.
 
We have built our reputation on partnering with our clients and candidates to achieve the desired results. Our recruiting professionals have extensive experience matching the right candidate, to the right client, for the right position. We provide the best opportunities to the most talented candidates in a multitude of industries.
 
MMC is a privately owned business with corporate headquarters in Irving, Texas. With 2,000+ employees, working in 40+ states, MMC is able to support all United States locations, and some international locations.
 
We appreciate your interest in reviewing this particular position and we encourage you to visit our website where you can always search and apply for opportunities at www.mmcgrp.com 
 
Benefits with MMC Group
MMC offers health insurance plans for our active candidates on assignment, including:

• Medical, dental, and vision coverage
• Life and disability insurance
• Additional voluntary benefits

Join MMC and enjoy the support of a team that values your well-being, both on and off the job!
 
MMC strives to ensure all job postings confirm details of the position, the rate of pay, and acknowledge that medical benefits are offered.
 
Get started on your career journey today! Apply to become a part of the MMC Team!
 
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.