Staff Auditor

About the Internal Audit Group at American Express

Our Internal Audit Group is a worldwide function with 300+ team members and offices across nine countries within American Express. Our mission is to protect and enhance organizational value by providing independent, objective, risk-based assurance, advisory services and to influence the way the company manages risk.

We are committed to growing our audit staff significantly as we continue to expand and enhance the Internal Audit Group. Our assurance and risk professionals have diverse backgrounds including internal controls, consumer compliance, technology, operational risk, financial accounting, data analytics, and banking operations. Our audit teams align to key risk areas and business units to ensure IAG can provide comprehensive and risk-based audit coverage. In addition, IAG has a Professional Practices group responsible for managing audit operations, quality, and standards; regulatory relations; reporting; training and professional development; and key internal capabilities and technologies.

About the Role

This Staff Auditor role supports the Internal Audit Group's assurance coverage for the second line compliance function and coverage of higher risk consumer compliance activities. The colleague will contribute to audit engagements by supporting planning and execution activities, evaluating control design and effectiveness, and providing actionable insights that strengthen the compliance processes.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Minimum Qualifications

• 0-2+ years of experience

• Demonstrates strong written and verbal communication skills to deliver quality audit work

• Works independently, within the team and across various teams in a fast-paced environment to drive business results, employing creative thinking, and the ability to work on competing priorities

• Learns how to break-down problems into components, and solve using data analysis, process, risk control knowledge, and experience to drive risk-based conclusions and decisions

• Develops knowledge and experience in applying control theory and professional auditing practices throughout the audit lifecycle

• Develops understanding of regulations, regulatory risks, accounting, and financial industry best practices, including technology and data implications

Preferred Qualifications

• Prior experience working at a Big Four / G-SIB

• Prior experience in a 2nd line compliance function or auditing a second line function.

• Understanding of Consumer Compliance regulations such as Unfair, Deceptive, or Abusive Acts or Practices, Truth in Lending, Equal Credit Opportunity Act, and Fair Credit Reporting Act.

• Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), information systems / technology, and scorecards / dashboards, etc.

• Interest in working with data, interpreting results, analytic best practices and experience with data analytics tools and data visualization

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

• Assist Senior Managers / Managers in the execution of assigned audit tasks in line with American Express'' Internal Audit procedures, internal policies and standards, and regulatory expectations throughout the audit lifecycle with guidance; maintain audit proficiency through ongoing professional development, including data analytics literacy skills, technology, and banking best practices

• Review prior audit results and relevant business monitoring materials to support Audit Planning activities such as the planning checklist; attend walkthroughs, taking diligent notes, asking questions as appropriate

• Execute straightforward audit tests (e.g., process, governance, oversight testing) and clearly document test results in accordance with internal policies and procedures to evaluate the control design and effectiveness with guidance; draft work papers with supervision, demonstrating the ability to use automated work papers and other department and company tools

• Research regulatory requirements and audit against those requirements.

• Identify and escalate issues as appropriate throughout testing and audit execution; draft audit issue documentation

• Develop a foundational understanding of American Express'' business model, products, services, and organizational units

• Assist in documenting and evaluating audit observations and findings; support routine client status meetings, audit request, and other administrative tasks

• Learn how corrective actions / Management Action Plans (MAPs) are impactful and sustainable; execute validation of MAPs

• Communicate task status, roadblocks, challenges, and potential solutions to Senior Managers/Managers and leadership as appropriate

• Assist Senior Managers / Managers in the execution of assigned audit tasks in line with American Express'' Internal Audit procedures, internal policies and standards, and regulatory expectations throughout the audit lifecycle with guidance; maintain audit proficiency through ongoing professional development, including data analytics literacy skills, technology, and banking best practices

• Review prior audit results and relevant business monitoring materials to support Audit Planning activities such as the planning checklist; attend walkthroughs, taking diligent notes, asking questions as appropriate

• Execute straightforward audit tests (e.g., process, governance, oversight testing) and clearly document test results in accordance with internal policies and procedures to evaluate the control design and effectiveness with guidance; draft work papers with supervision, demonstrating the ability to use automated work papers and other department and company tools

• Research regulatory requirements and audit against those requirements.

• Identify and escalate issues as appropriate throughout testing and audit execution; draft audit issue documentation

• Develop a foundational understanding of American Express'' business model, products, services, and organizational units

• Assist in documenting and evaluating audit observations and findings; support routine client status meetings, audit request, and other administrative tasks

• Learn how corrective actions / Management Action Plans (MAPs) are impactful and sustainable; execute validation of MAPs

• Communicate task status, roadblocks, challenges, and potential solutions to Senior Managers/Managers and leadership as appropriate