Standby Letter of Credit Advisor - Operations

U.S. Bank

Charlotte, North Carolina

JOB DETAILS
SKILLS
Alliance/Partner Management, Bank Secrecy Act, Banking Services, Business Growth, Business Support, Communication Skills, Community Support, Consulting, County Ordinances, Customer Relations, Customer Support/Service, E Programming Language, Finance, Healthcare, Homeland Security, Insurance, Internet Service Providers, Legal, Legal Documents, Life Insurance, Onboarding, Presentation/Verbal Skills, Reimbursement, Risk, Risk Management, Safety Process, Safety/Work Safety, Service Delivery, System Operations, United States Citizenship and Immigration Services (USCIS), Writing Skills
LOCATION
Charlotte, North Carolina
POSTED
3 days ago

 

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Inspire, excel and grow with us

Stand Out in the World of Global Trade Finance

Are you a seasoned Standby Letter of Credit (SBLC) professional looking for an opportunity to leverage your expertise, influence complex transactions, and partner with clients on some of their most critical business needs?

At U.S. Bank Global Trade & Standby Services (GTSS), you'll join a highly respected team of trade finance experts supporting sophisticated commercial and corporate clients across the country. This isn't a production-focused role—it's an advisory position where your technical expertise, risk awareness, and relationship-building skills will be valued and relied upon.

As a Standby Letter of Credit Advisor, you'll serve as a trusted consultant to Relationship Managers, Credit, Legal, and clients, helping structure complex SBLC transactions, navigate legal documentation, and deliver solutions that support business growth while protecting the bank's interests.

Why This Role?

Be the subject matter expert on complex SBLC transactions

Influence deal structure and client outcomes

Partner directly with Relationship Managers, Credit, and Legal teams

Work on sophisticated commercial and corporate client transactions

Leverage your expertise in ISP98, UCP600, and trade finance documentation

Join an organization committed to growth, collaboration, and exceptional client service

What You'll Do

  • Advise on complex standby letter of credit transactions, including issuance, amendments, and structuring considerations.

  • Review and interpret credit agreements, reimbursement agreements, and related legal documentation.

  • Consult with Relationship Managers, Credit, and Legal partners on transaction structure and risk.

  • Serve as the go-to resource for complex, non-standard, and high-profile client requests.

  • Guide clients and internal partners through the SBLC process with confidence and expertise.

  • Support onboarding of new and complex client relationships.

  • Deliver exceptional service while balancing risk management and business objectives.

Location & Schedule

  • Hybrid schedule with 3+ days onsite per week in either Charlotte, St. Paul, or Portland
  • Monday - Friday 8am-5pm local time

Basic Qualifications

  • High school diploma or equivalent

  • Eight or more years of relevant work experience

Preferred Skills/Experience

  • Extensive experience in standby letters of credit, with strong expertise in complex deal structuring

  • Strong knowledge of standby letter of credit rules, including ISP98 and UCP600

  • Deep understanding of credit agreements, reimbursement agreements, and related legal documentation

  • Exceptional verbal and written communication skills, with the ability to clearly articulate complex concepts to a variety of stakeholders

  • Proven ability to deliver a high level of customer service in a fast paced, client focused environment

  • Strong risk awareness and ability to provide sound recommendations in complex or time sensitive situations

  • Ability to influence and guide partners without direct authority

Location Expectations

This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

About the Company

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U.S. Bank