Summer 2027 Commercial Lines Underwriting Intern (Small Commercial)

If you're passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide's Property and Casualty team could be the place for you! At Nationwide, "on your side" goes beyond just words. Our customers and partners are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care.

Job Description Summary

Nationwide is a leader in the insurance and financial services industry in America. We are a Fortune 100 company with a mission to protect people, businesses and futures with extraordinary care.

The Nationwide summer internship program is designed to empower you, allowing you to forge a strong foundation for your career. Over the course of 12 weeks, Nationwide interns take part in key business assignments that make a difference, all while enhancing their leadership competencies.

As a Nationwide intern, you'll enjoy everything that makes us great. From professional development sessions and networking events to collaborations with company leaders, your internship will take on a meaningful journey through the Nationwide experience. Our award-winning culture will ensure you feel welcomed, challenged and encouraged every step of the way!

Job Description

Want to learn how a Fortune 100 insurer decides which businesses to insure, and how to price that risk? Join Nationwide's Small Commercial Underwriting team for the summer. Underwriting is where data, sharp judgement and trusted agent relationships come together to grow a profitable book and business..

This is a hands-on internship built for curious, motivated students who like to analyze problems, ask good questions, and see how their work drives real outcomes. It offers a unique opportunity to work alongside experienced professionals, contribute to real business initiatives, and develop skills that will serve you throughout your career.

Key Responsibilities

As an intern, you will:

• Learn the Underwriting Process: Shadow underwriters as they review new and renewal business, evaluate risk, and decide whether and how to insure a business.

• Support Risk Evaluation & Pricing: Help gather and review account information, look at exposures, and see how pricing and coverage decisions are made.

• Analyze Risk & Portfolio Data: Review data to spot trends in risk, profitability, and retention that help underwriters make better decisions.

• Support Agency Relationships: See how underwriters' partner with agents to win and keep business, and help prepare for those conversations.

• Explore AI & Automation: Learn how AI and automation speed up file review and routine tasks and help test or research these tools.

• Create Visuals & Presentations: Build simple dashboards or slide decks to share findings clearly, including your end-of-summer project to leaders.

• Collaborate Across Teams: Work alongside portfolio managers, sales partners, and analysts to understand how different roles contribute to business outcomes.

• Grow Professionally: Attend team meetings, training sessions, and intern events to build industry knowledge, confidence, and a network.

• Own a Real Project: Take on a project tied to an actual underwriting priority and present your findings and recommendations to Small Commercial leaders.

What You'll Gain

• Real, resume-worthy experience on projects that matter to the business

• Mentorship from experienced portfolio managers and leaders

• Exposure to how a Fortune 100 insurer uses data and AI to make decisions

• A built-in network of peers, professionals, and executives

Desired Skills

• Strong written and verbal communication

• Comfort working in teams and contributing to group efforts

• Time management and organizational skills

• Curiosity and willingness to learn

• Professional, dependable, and eager to learn

• Strong analytical and problem-solving skills, with an eye for detail

• Good judgment and comfort making decisions when you don't have every answer

• Comfort with technology and interest in how AI can improve the way we work

• Curiosity and genuine desire to learn

Nationwide does not participate in the Stem OPT Extension program. At its sole discretion, Nationwide determines whether to offer sponsorship for qualifying positions based on business need and budget. However, it is not usually available for entry level roles.

Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.

Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment.

The national hourly pay range for Nationwide Internships is: $23 - $50