Surety Expert - Fully Remote

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position: Surety Underwriter & Bond Specialist
Type:Contract
Compensation:$800/hour
Location:Remote
Commitment:20–40 hours/week

Role Responsibilities

• Design realistic scenarios involving bid, performance, and payment bonds. Include single and aggregate capacity, work-in-progress analysis, indemnity, collateral, commercial and court bonds, and bond-default resolution.
• Create work products such as capacity recommendations, credit analyses, bond approvals and declinations, obligee form reviews, indemnity requirements, and claim-resolution strategies.
• Write "golden" reference responses at experienced surety-professional quality.
• Grade AI-generated responses against structured rubrics for credit judgment, capacity reasoning, contract and bond-form accuracy, and default-resolution realism.
• Identify misread financial statements, overstated capacity, confusion between surety and insurance obligations, mishandled obligee requirements, and unrealistic default or recovery strategies.
• Provide written feedback the research team uses to improve model behavior. Participate in onboarding office hours and calibration sessions.

Qualifications

Must-Have

• 2+ years of professional experience in surety underwriting, bond production, surety claims, or contract-surety credit analysis.
• Experience with at least one bond category, such as contract surety, commercial surety, court and fiduciary bonds, license and permit bonds, or subdivision bonds.
• Ability to read contractor financial statements and work-in-progress schedules and translate them into capacity and credit conclusions.
• Understanding of the three-party surety relationship and how indemnity, collateral, and subrogation differ from insurance loss payment.
• Excellent written reasoning, commercial and credit judgment, and high attention to detail.
• Ability to distinguish surety credit decisions from property-casualty risk underwriting and ordinary claim adjudication.

Preferred

• AFSB, CPCU, ARM, CPA, or comparable designation.
• Both underwriting and surety-claims experience.
• Experience with AIA and other standard bond forms, or with public-works statutory bond requirements.
• Contractor default resolution: takeover, tender, financing, or completion-agreement experience.
• SBA bond guarantee, funds control, or small and emerging contractor program experience.

Start Date

• Immediately; applications reviewed on a rolling basis.

Application Process (Takes 20–30 mins to complete)

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

• For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
• For any help or support, reach out to: support@mercor.com

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.