SWIFT Technology Developer / SWIFT Integration Engineer

Job Title: SWIFT Technology Developer / SWIFT Integration Engineer
Location: Charlotte, NC
Employment Type: Full Time
Experience: 7+ years

We are seeking a highly skilled SWIFT Technology Developer with deep expertise in the technical architecture, integration, and support of SWIFT messaging platforms. This role is focused on the technology and engineering aspects of SWIFT solutions rather than business analysis or operations.

The ideal candidate will possess strong experience in SWIFT infrastructure, message processing, payment systems integration, messaging standards, and application development. The candidate will be responsible for designing, developing, integrating, and supporting SWIFT-based payment solutions across domestic and international payment ecosystems.

Key Responsibilities

SWIFT Platform Development & Integration

• Design, develop, and maintain SWIFT integration solutions supporting cross-border and domestic payment processing.
• Implement and support SWIFT messaging interfaces such as:
  • MT Messages
  • MX Messages (ISO 20022)
  • FIN
  • InterAct
  • FileAct
• Develop middleware and APIs to facilitate communication between SWIFT infrastructure and internal banking/payment applications.
• Build message transformation and routing solutions for SWIFT traffic.

SWIFT Infrastructure & Support

• Configure, administer, and support:
  • SWIFT Alliance Access (SAA)
  • SWIFT Alliance Messaging Hub (AMH)
  • SWIFT Alliance Gateway (SAG)
  • SWIFTNet
  • SWIFT Integration Layer components
• Manage message queues, routing rules, interfaces, and connectivity components.
• Support SWIFT upgrades, migrations, and patch deployments.
• Monitor SWIFT environments and troubleshoot connectivity, message flow, and performance issues.

ISO 20022 & Message Transformation

• Participate in ISO 20022 migration initiatives.
• Develop MT-to-MX and MX-to-MT message mapping and transformation solutions.
• Validate message schemas and ensure compliance with SWIFT standards.
• Support coexistence and migration strategies across payment systems.

Payment Systems Integration

• Integrate SWIFT systems with:
  • Fedwire
  • CHIPS
  • RTP
  • ACH
  • SEPA
  • Internal payment engines
• Build interfaces supporting real-time and batch payment processing.
• Ensure payment message delivery, acknowledgment, reconciliation, and exception handling.

Application Development

• Develop Java-based applications and services supporting SWIFT messaging workflows.
• Design REST/SOAP APIs and microservices for payment integrations.
• Create automation utilities for message validation, monitoring, and operational support.
• Develop scripts for operational efficiency and environment management.

Production Support

• Provide Level 2/Level 3 support for SWIFT applications.
• Analyze and resolve complex message processing issues.
• Perform root cause analysis and implement permanent fixes.
• Support disaster recovery and high-availability environments.

Security & Compliance

• Implement SWIFT CSP (Customer Security Program) controls.
• Ensure secure message transmission and encryption standards.
• Support audits, vulnerability assessments, and regulatory compliance activities.

Experience

• 5+ years of hands-on SWIFT technology development and integration experience.
• Experience supporting enterprise payment systems in banking or financial services.
• Strong technical understanding of SWIFT network architecture and connectivity.

Technical Skills

SWIFT Technologies

• SWIFT Alliance Access (SAA)
• SWIFT Alliance Messaging Hub (AMH)
• SWIFT Alliance Gateway (SAG)
• SWIFTNet
• FIN Messaging
• InterAct
• FileAct
• SWIFT CSP

Messaging Standards

• SWIFT MT message types
• ISO 20022 MX messages
• XML/XSD
• Message validation and transformation

Programming

• Java
• Spring Boot
• Python
• Shell Scripting
• SQL

Middleware & Integration

• IBM MQ
• Kafka
• Web Services (REST/SOAP)
• API Integration
• Enterprise Messaging Platforms

Databases

• Oracle
• SQL Server
• PostgreSQL

Operating Systems

• Linux/Unix
• Windows Server

Preferred Qualifications

• Experience with payment hubs and payment modernization initiatives.
• Experience implementing ISO 20022 migration projects.
• Knowledge of Fedwire, CHIPS, RTP, ACH, and international payment systems.
• Familiarity with cloud platforms (Azure, AWS, GCP).
• Experience with DevOps, CI/CD pipelines, and automation frameworks.
• SWIFT certification or equivalent industry experience.

Key Competencies

• Strong troubleshooting and problem-solving skills.
• Deep understanding of payment message life cycles.
• Ability to analyze message flows and integration patterns.
• Excellent communication and stakeholder management skills.
• Ability to work in high-volume, mission-critical payment environments