Underwriter

Here at Atlantic Bay, we focus on genuinely caring for both our customers and team. We pride ourselves on being adaptable and energetic, especially in fast-paced environments! Our goal is to continuously inspire growth, for each of our team members to reach their goals and aspirations, all the while having fun. We’re in the business of lending peace of mind, whenever, wherever, however.

Atlantic Bay Mortgage Group was recently voted #1 in the nation as the best large mortgage company to work for by National Mortgage News.  If you're exploring what's next in your career and value a strong Culture of Support and continuous improvement, we’d love to connect. We're currently hiring Mortgage Underwriters with DE and VA Authority to join our team.

What you’ll be doing

• Underwriting Conventional, FHA, VA, and state bond program loans to verify accuracy and compliance.
• Calculating income, including tax return analysis, and properly cataloging findings into a concise effective written summary.
• Developing and maintaining sound knowledge of multiple loan product guidelines offered by the company, DU/LP guidelines, and risk assessment tools used to decision mortgage loans.
• Reviewing and evaluating borrower’s credit history and financial information to assess eligibility while adhering to all regulatory and compliance requirements.
• Collaborating with Mortgage Bankers, Processors, borrowers, and internal team members to gather necessary information in a timely manner for underwriting decisions.
  
  

What you’ll bring

• At least 5 years’ experience as a mortgage underwriter and currently in an underwriting position
• Direct Endorsement (DE) Certification and Staff Appraisal Reviewer (SAR) Certification preferred
• Proficiency with DU and LP
• Ability to underwrite all product types including Conventional, FHA, VA, and USDA required; Construction and/or Jumbo loans is a plus
• Ability to review appraisals
• Self-motivated, ability to work in a fast-paced, high-volume environment, while practicing sound lending judgment
• A strong understanding of the various documentation types, loan programs as well as the overall general underwriting guidelines
• Thorough understanding of credit and an ability to review complex financial documents
• Ability to organize, be detail-oriented, and prioritize
• Exceptional customer service skills
• Excellent verbal and written communication skills
• Ability to collaborate and work with all levels and varying positions of staff

Perks

Atlantic Bay offers a dynamic benefits package that includes a competitive base salary, eligibility for monthly bonuses, health insurance, 401(k), PTO, paid volunteer time and your birthday off with pay!  Who doesn't love that! 

If you have a passion for helping people lead their best life; Come ride the wave home to Atlantic Bay!

#GrowWithUs #WorkLifeBalance