Underwriter 3

The Underwriter 3 position is responsible for working with their Team Leader, other Underwriters, Data Consultants, Account Managers, Producers, and Clients in preparing requests for proposals, obtaining, and analyzing carrier quotes, inputting, and analyzing data from various automation systems, and maintaining a small book of business. It also works collaboratively with the underwriting and data teams to perform financial and data analysis of a client’s healthcare plans.

Position Details: 

• Fully remote in the US
• Pay: Starting at $95K/yr
• Hours: M-F 8:30am - 5:00pm
• Benefits Start Day 1!

• Execute competitive bidding of all employee benefits coverage lines.
• Prepare PowerPoints outlining financial and contractual analysis according to company policy.
• Review vendor proposals for accuracy.
• Collaborate with Data Consultants, Account Managers, and Producers to evaluate, determine, and recommend alternative coverages, pricing, options, and plan design changes based on analysis of available plan elements and on client/prospect goals.
• Produce deliverables timely, accurately, and in compliance with company standards.
• Provide deliverables for Self-Funded clients.
• Perform advanced level duties in our Actuarial Tool and Data Warehouse.
• Negotiate all lines of coverage with carrier partners.
• Present all forms of reporting and financial deliverables to our clients.
• Forecast and develop client budget projections.
• Maintain positive relationships with vendor representatives.
• Remain abreast of the health insurance environment and constantly changing insurance legislation.
• Respond to routine and non-routine correspondence.
• Work independently and within the team on special nonrecurring and ongoing projects.
• Maintain composure and effectiveness under pressure in a deadline-driven environment.
• Perform other duties and special projects as assigned.

Required:

• Bachelor's degree and 5 years experience with Broker or Carrier side with focus on Health and Benefits.
• Working knowledge of Microsoft Windows applications and Microsoft Office.
• High degree of understanding of employee benefits funding mechanisms.
• Must be familiar with carrier reporting systems.

What You'll Need:

• Strong employee benefits knowledge and/or math, economics, and finance background preferred.
• Great communicator up, down, and across the organization
• Excels in time management while working with various deadlines.
• Proficient in Microsoft Office applications – excel proficiency is a must.
• Strong PC skills with the aptitude to learn new systems.

The Ideal Candidate

• Industry experience working with medium to large fully insured clients with an understanding of self-funding.
• A true professional, you have an excellent balance of analytical skills while being team oriented.
• You are a natural presenter and great communicator up, down, and across the organization and work well with other teams and in client settings.
• The results of your work speak for itself to drive the business forward.

#LI-KB3

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

• Competitive compensation
• Comprehensive benefits programs designed to support your well-being 
• Career development opportunities and ongoing learning 
• A collaborative, people-first culture with accessible leadership 
• The opportunity to do meaningful work with global reach and local impact 

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)