Underwriter - Residential & Consumer Lending

Starting Salary: $75K (Negotiable upon experience)

Basic Qualifications

Education/Training: High School Diploma or equivalent. Minimum of five to seven years of progressive experience in residential underwriting. Current knowledge of FNMA/FHLMC underwriting guidelines, Dodd-Frank regulations and ability to learn and understand guidelines for secondary market investors, portfolio loans, etc.

Skills: Proficient in English, written, verbal and interpersonal communication skills. Strong time management skills, proficient PC skills including Microsoft office. Through knowledge of bank products and services. Ability to manage multiple tasks in a fast-paced, changing environment with professionalism and courtesy. Excellent analytical, reasoning and organizational skills. Knowledge of Origination Systems including Encompass 360.

General Responsibilities

The Underwriter – Residential and Consumer Lending will review loan files for adherence to FNMA, FHLMC, investor, private mortgage insurance and Bank Loan Policy underwriting guidelines. The position will underwrite the Bank’s consumer loan products including Home Equities and personal loans, secured and unsecured.

Essential Duties and Responsibilities