- Communications/sales skills.
- Knowledge of bank accounting.
- Knowledge of bank regulations.
- Sound judgment and decision making abilities.
- Thorough knowledge of bank products.
- Mathematical and analytical skills.
- Organizational skills.
- Bachelor’s degree in Finance or Accounting or equivalent practical experience.
- Five to seven years of Commercial Loan experience preferred or equivalent.
- Supervisory experience preferred.
- Excellent credit and underwriting skills.
Looking for local candidates, as this position doesn't have relocation available.
- 10+ years’ Commercial Real Estate and C & I Lending experience as a Loan Officer
- Versed in SBA 7A and 504 Lending
- Exceptional verbal and written communications skills
- Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment
- Excellent organizational skills with the ability to proactively manage and prioritize workflow
- Increase the Bank’s profitability by cultivating new commercial business relationships and nurturing existing client relationships
- Negotiate proper loan structure and effectively cross sell cash management products
- Maintain properly documented files and manage renewals and collection efforts on past dues and defaulted loans
- Build and maintain a professional network of COI’s and referral sources to facilitate new business development opportunities
- Maintain a stable network of prospective customers with consistent approach to calling
Home State Bank is hiring a VP - Commercial Banker in Crystal Lake, IL. This is a full-time position. The VP -Commercial Banker will provide a high level of portfolio management. Develop and maintain customer relationships (primarily commercial) to provide maximum return with minimal risk and in accordance with guidelines established by Bank Policy and Senior Management.
Since 1915, Home State Bank’s goal has been to create a better quality of life for our neighbors and to work together to build a better community. Today, that goal is still the cornerstone of our success. We believe that relationships with our customers are our most important assets and we strive to provide the best service possible every day.
Our goal is to be a diverse workforce that is representative, at all job levels, of the customers we serve. Home State Bank is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.