VP, Consumer Lending (Indirect Auto Lending)

First Technology Federal Credit Union

Hillsboro, OR

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JOB DETAILS

JOB TYPE

Full-time

SKILLS

Analysis Skills, Automotive Financing, Automotive Sales, Capacity Management, Capacity Strategy, Channel Sales, Coaching, Consumer Loans, Credit Risk, Cross-Functional, Customer Experience, Demand Forecasting/Planning, Finance, Financial Operations, Leadership, Legal, Loan Servicing, Loans, Mortgage, Operational Strategy, Performance Analysis, Performance Management, Performance Metrics, Pricing, Product Pricing, Production Control, Profit & Loss, Quality Control, Regulations, Reporting Skills, Risk, Sales, Sales Strategy, Secondary Markets, Team Lead/Manager, Underwriting

LOCATION

Hillsboro, OR

POSTED

5 days ago

Description

The VP, Consumer Lending (Indirect Auto Lending) position provides strategic and operational leadership for the delivery of consumer lending products and services across the indirect lending channel. This role is accountable for driving sustainable growth, operational excellence, and a strong consumer experience while ensuring loan servicing activities are executed within established risk, regulatory, and policy frameworks.

Here's what you can expect from the job and what you need to be successful:

Job Duties:

Set and lead the enterprise strategy for indirect auto sales and third‑party origination fulfillment, aligning growth with risk discipline and member outcomes.
Own national production performance, dealer partner results, and end‑to‑end operational execution across indirect auto lending.
Drive responsible growth by aligning sales strategy, underwriting capacity, fulfillment execution, and credit risk standards.
Recruit, develop, and retain senior leaders and high‑performing teams across sales, underwriting, and fulfillment functions.
Establish scalable operating models that balance speed, quality, compliance, capacity planning, and demand volatility.
Partner cross‑functionally with Credit Risk, Compliance, Legal, Finance, Secondary Market, Technology, and Partner Lending to ensure aligned execution and governance.
Lead dealer experience strategies, quality control, exception management, and remediation efforts to improve pull‑through, consistency, and portfolio outcomes.
Leverage enterprise analytics and executive‑level reporting to monitor performance, profitability, capacity, and risk, representing indirect auto in leadership, regulatory, and partner forums.

Essential Skills:

10+ years’ relevant experience in indirect auto lending
8+ years' experience as a people leader, leading a diverse team including hiring, coaching and performance management
Progressive leadership experience in indirect auto lending, dealer‑based origination, or third‑party auto finance operations, including national‑scale responsibility
Proven experience owning production performance, operational execution, and dealer partner outcomes across end‑to‑end indirect auto pipelines
Proven success overseeing production performance, operational execution, and dealer partner relationships across the full indirect lending lifecycle
Demonstrated ability to drive responsible growth by aligning sales strategy, underwriting capacity, operational execution, and sound credit practices
Experience building, leading, and developing high-performing teams across sales, underwriting, and fulfillment functions, including senior leadership development.
Skilled at designing scalable operating models that balance speed, quality, compliance, capacity planning, and strong member outcomes
Extensive experience partnering cross-functionally with Credit Risk, Compliance, Legal, Finance, Secondary Market, Technology, and external business partners in a regulated environment
Strong analytical and reporting capabilities, with experience leveraging enterprise data, performance metrics, and executive reporting to drive profitability, credit quality, operational efficiency, and strategic decision-making
Bachelor’s degree in a related field required (or an additional 4 years of relevant experience in lieu of a degree); advanced degree preferred

Location: Corporate Office in Hillsboro, OR 97124 OR Marlborough, MA 01752 | (HYBRID)

Target Compensation in Hillsboro, OR: $200k to $240k + Annual Bonus

Benefits options include:

Traditional medical, dental, and vision coverage
401K generous company matching per pay period
Flexible Time-Off (FTO)
11 paid federal holidays
Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

What makes First Tech different? Click here to learn more!

First Tech is not currently offering Visa sponsorship or transfer for this position

VP, Consumer Lending (Indirect Auto Lending)

First Technology Federal Credit Union

Hillsboro, OR

About the Company

First Technology Federal Credit Union

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