Vice President Credit Underwriting (C&I / Asset-Based / Energy)

Madison-Davis

New York, NY

JOB DETAILS
SALARY
SKILLS
Analysis Skills, Banking Services, Cash Flow, Commercial Loans, Credit Analysis, Credit Reports, Due Diligence, File Maintenance, Finance, Liquidity, Loan Collateral, Loan Documents, Loan Portfolio, Loan Review, Loan Structuring, Loans, Maintain Compliance, Market Analysis, Market Tracking, Performance Analysis, Regulations, Risk, Risk Analysis, Risk Management, Underwriting
LOCATION
New York, NY
POSTED
30+ days ago

Title: Vice President Credit Underwriting (C&I / Asset-Based / Energy)

Office Status: Hybrid New York City

Base Salary: $150, 000 $175, 000

ABOUT THE ROLE

A global banking institution is looking to add an experienced Vice President of Credit to its U.S. Lending platform. This role sits within a specialized credit team responsible for evaluating and managing complex commercial lending transactions across asset-based, equipment finance, and energy-related facilities. The position offers strong exposure to structured transactions, direct interaction with senior credit committees, and the opportunity to manage a diverse loan portfolio within a well-established international platform.

RESPONSIBILITIES
  • Lead underwriting and credit analysis for middle market C&I loans, including revolving credit facilities, term loans, and structured financings.
  • Evaluate borrower financials through cash flow, leverage, liquidity, and debt service analysis.
  • Conduct due diligence across borrowers, sponsors, industries, and market conditions to support credit recommendations.
  • Assess loan structures, collateral, covenants, and risk mitigants to ensure alignment with internal standards.
  • Prepare credit memoranda and executive summaries for approval committees, clearly outlining transaction risks and mitigants.
  • Review loan documentation to ensure compliance with approved terms and internal policies.
  • Manage a portfolio of middle market borrowers, monitoring performance, covenant compliance, and risk ratings.
  • Provide secondary coverage of asset-based, equipment finance, and energy (oil & gas) transactions.
  • Identify emerging risks and recommend mitigation strategies, amendments, or restructurings as needed.
  • Maintain complete credit files in compliance with governance, audit, and regulatory standards.

About the Company

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Madison-Davis