The firm also offers robust Benefits offerings.
We are seeking a senior professional with a consistent track record identifying business opportunities, leading teams that build new products and businesses, and delivering commercial results-now increasingly enabled by AI driven ways of working.
Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries.
p>Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks. The role will reside within the Firm Risk Managements Credit Risk Management area which is a team dedicated to evaluating credit risk transactions considering the availability and appropriateness of arrangements for reducing risk or risk mitigation.
p/> The KM AI Lawyer will collaborate with team members across Knowledge Management, Applied Analytics & AI and Practice Solutions, serving as both a subject matter expert and a strategic advisor to promote AI literacy, evaluate AI-enabled tools and workflows, and support the development, evaluation and adoption of AI solutions tailored to meet the needs of the Banking & Credit practice. Evaluate, test, and provide structured feedback on new AI technologies being considered by the Firm, including participating in demonstrations, proof of concepts, and pilots; assess vendor tools against practice-specific criteria and communicate findings to the Applied Analytics & AI and/or Practice Solutions teams and relevant stakeholders.
SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. The position will interact with senior members of SMBC management including credit and risk professionals, and is responsible for managing the relationship with borrowers as well as with Private Equity Sponsors in connection with SMBC sponsor coverage.
Role Objectives Lead underwriting applications for increases to total facility, M&A transactions, dividends, refinancing and re-pricing transactions that arise from existing portfolio Analyze, negotiate and prepare credit applications and amendments Act as direct account manager for assigned portfolio of accounts Prepare credit analysis for quarterly and annual reviews Provide training and guidance to junior staff members in credit monitoring skills Assist Head of Portfolio Management in various reporting and presentations to senior management as well as support the overall monitoring and management of the portfolio Prepare financial projection models including Base Case and development of Stress Case scenario Review of projections and budget achievement Utilize various IT systems including customer setup, compliance and portfolio management systems Qualifications and Skills Minimum of 5 years of credit and lending background preferred Good accounting and financial analysis skills Experience in review and interpretation of historical and projected statements Strong credit background with the ability to independently evaluate capital structures, leverage, cash flows, repayment capacity, industry trends, competitive landscape, and customer issues as well as other risks and mitigants Strong understanding of Credit Agreement provisions and ability to negotiate amendments Exposure to bank regulatory policies and reviews Knowledge of bank grading systems * Strong communication skills and team orientation SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. The position will interact with senior members of SMBC management including credit and risk professionals, and is directly responsible for managing the relationship with borrowers as well as with Private Equity Sponsors in connection with SMBC sponsor coverage.
Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model, and other risks. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries.
p>All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and. As Director of Product Management on the Lending team, you will:
The successful candidate will work closely with the Data and AI Strategy lead and act as a force multiplier across the Fleet-helping coordinate work across squads, maintain operational discipline, and ensure strategic priorities are translated into clear, executable plans. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries.
Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.