OTHER

FEED

UNKNOWN

Working in conjunction with the VP Loan Servicing Operations Officer in developing an internal quality assurance auditing program and after identifying areas of concern, the Post Closing/HMDA Quality Assurance Specialist will assist in creating a subsequent training program to enhance post-closing and create efficiencies in loan audits, loan funding, post-closing and servicing. Assist the VP Loan Servicing Operations Officer in developing an internal pre-funding and post-closing Quality Assurance review process identifying adherence to department procedures, bank policies, regulatory compliance and investor guidelines.

HOUR

JOB SUMMARY: The Post Closing/HMDA Quality Assurance Specialist performs a variety of mortgage loan servicing and clerical tasks to support regulatory compliance and the maintenance of mortgage records. Consistently provides outstanding and professional financial services. Exceeds customer expectations and expands financial relationships by actively selling and cross selling quality banking products and services to individual, family and business customers.JOB LOCATION/HOURS: This position is based in Franklin, MA and requires the selected candidate to initially be in the office Monday through Friday from 8:30am - 5:00pm. An alternative work arrangement can be considered at the discretion of the manager.PAY DETAILS: The typical pay for this position is $27.85 per hour. Individual rates are determined based on various factors, including but not limited to job-related knowledge, skills, experience and internal equity.ESSENTIAL FUNCTIONS - Listed below are some of the essential functions to carry out this job. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.The Post Closing /HMDA Quality Assurance Specialist is responsible for assisting in the oversight of regulatory compliance of all areas of Post-Closing and HMDA. Working in conjunction with the VP Loan Servicing Operations Officer in developing an internal quality assurance auditing program and after identifying areas of concern, the Post Closing/HMDA Quality Assurance Specialist will assist in creating a subsequent training program to enhance post-closing and create efficiencies in loan audits, loan funding, post-closing and servicing.Post-Closing<ul><li style="text-align:justify;line-height:normal">Assist the VP Loan Servicing Operations Officer in developing an internal pre-funding and post-closing Quality Assurance review process identifying adherence to department procedures, bank policies, regulatory compliance and investor guidelines. The Quality Assurance review process should identify the root causes of process deficiencies and provide solutions to staff and management to ensure elimination of errors through pre-funding to post-closing.</li><li style="text-align:justify;line-height:normal">Assist in developing training and daily workflow enhancements for all loan boarders. Ensuring accuracy and organization of all original documents and executed reports, and reviewing ways to improve the efficiency of loan boarding in support of Post-Closing while adhering to company policy and procedures.</li><li style="text-align:justify;line-height:normal">Performs mortgage file post-closing review in support of regulatory compliance. Verifies the accuracy of all legal documents, origination and closing documents as outlined on the Mortgage Compliance Checklist as well as the Post Closing Checklist. The Post Closer will be responsible to verify the accuracy of all mortgage loans entered into the core system.</li><li style="text-align:justify;line-height:normal">Post-closing review of consumer loans and commercial loans. To include maintaining tracking for auto loan titles, sending titles to the registry to add the lien holder, and exchange or refund of funds collected for titles. The Post Closer will be responsible for the verification of adequate insurance and insurance tracking as necessary. They will also prepare the monthly documentation for single interest insurance reporting.</li></ul>HMDA<ul><li style="text-align:justify;line-height:normal">Collect, validate, and analyze loan data to ensure compliance with HMDA reporting requirements.</li><li style="text-align:justify;line-height:normal">Enter data into appropriate reporting software and verify the accuracy of the information in the reporting software.</li><li style="text-align:justify;line-height:normal">Review data entry of fellow team members to ensure accuracy through second review process.</li><li style="text-align:justify;line-height:normal">Ensure HMDA data is complete and 100% accurate prior to the annual LAR submission.</li><li style="text-align:justify;line-height:normal">Collaborate on, and work to facilitate, HMDA process improvements.</li><li style="text-align:justify;line-height:normal">Collaborate as needed with other mortgage department employees and other bank departments as it pertains to HMDA.</li><li style="text-align:justify;line-height:normal">Participate in the design and development of HMDA procedures, processes, controls, and training programs.</li><li style="text-align:justify;line-height:normal">Participate in HMDA audits and assessments.</li><li style="text-align:justify;line-height:normal">Research and resolve HMDA exceptions identified.</li><li style="text-align:justify;line-height:normal">Ensure the data in the New Loan Origination reports and the Non Originated loan reports are accurate.</li><li style="text-align:justify;line-height:normal">Develop a targeted review for specific HMDA data points.</li><li style="text-align:justify;line-height:normal">Assist with the creation of an internal audit process by choosing a random loan selection for the pre-funding and post-closing quality control reviews in accordance with department policies.</li><li style="text-align:justify;line-height:normal">Complete assigned work within deadlines to ensure efficiency and meet compliance reporting dates.</li><li style="text-align:justify;line-height:normal">Identify job-specific training classes and set up the training room and invite specific attendees.</li><li style="text-align:justify;line-height:normal">Complete annual training as assigned, as required of all bank employees, in a timely manner</li><li style="text-align:justify;line-height:normal">Responsible for compliance within area of responsibility</li><li style="text-align:justify;line-height:normal">Performs all other related duties as necessary</li></ul>Additional responsibilities:<ul><li style="text-align:justify;line-height:normal">Prepare Monthly HELOC Review Report for Loan Committee ensuring values, mortgage balances and lates are updated and LTV's and</li><li style="text-align:justify;line-height:normal">CLTV's are within the appropriate percentages. Make recommendations through comments outlining which HELOC's require partial or full reduction.</li><li style="text-align:justify;line-height:normal">FNMA Funding is performed and converts loans to be sold to a purchased FNMA funded loan upon receipt of a purchase advice and wire from FNMA.</li><li style="text-align:justify;line-height:normal">HELOC Draw Expiration conversion remove the ability to make advances to an amortizing HELOC with disabled line.</li><li style="text-align:justify;line-height:normal">Provide support to the Loan Servicing Operations Officer with all aspects of Compliance, Servicing and HMDA audits.</li><li style="text-align:justify;line-height:normal">Continue to provide daily customer service through phone calls or email requests.</li><li style="text-align:justify;line-height:normal">Provide backup for the quarterly audit of passbook loans held for collateral.</li><li style="text-align:justify;line-height:normal">Provide backup for all commercial loans secured by real estate will require tax service setup to monitor for non-payment of real estate taxes.</li><li style="text-align:justify;line-height:normal">Provide backup for monthly rate change review, maintenance and mailings.</li><li style="text-align:justify;line-height:normal">Provide ongoing backup for review of account maintenance for the department.</li><li style="text-align:justify;line-height:normal">Provide back up for the recalculation and preparation of new annual ARM Program Disclosures and Equity Line Disclosures.</li><li style="text-align:justify;line-height:normal">Provide backup for FNMA reconciliation in the absence of the VP Loan Servicing Operations Officer.</li></ul>SUPERVISORY RESPONSIBILITIES - NoneQUALIFICATIONS, EDUCATION REQUIREMENTS AND PREFERRED SKILLS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.<ul><li style="text-align:justify;line-height:normal">High School diploma or equivalent.</li><li style="text-align:justify;line-height:normal">Minimum of 2 years of experience in loan post-closing and HMDA quality assurance role preferred.</li><li style="text-align:justify;line-height:normal">Strong understanding of lending processes, including post-closing documentation and regulatory compliance.</li><li style="text-align:justify;line-height:normal">Knowledge of HMDA regulations and experience with HMDA reporting preferred.</li><li style="text-align:justify;line-height:normal">Excellent attention to detail and ability to identify discrepancies and compliance issues.</li><li style="text-align:justify;line-height:normal">Ability to work independently and accurately in a fast paced environment.</li><li style="text-align:justify;line-height:normal">Proficiency with keyboarding and Microsoft Office applications, particularly Outlook, Excel, and Word.</li><li style="text-align:justify;line-height:normal">Experience with loan origination systems, particularly Finastra Mortgagebot LOS, HMDA software QuestSoft, highly desired.</li><li style="text-align:justify;line-height:normal">Excellent customer service and organizational skills.</li><li style="text-align:justify;line-height:normal">Ability to read and interpret documents such as memos, loan documents, disclosures, training manuals, help screens and policy and procedure manuals.</li><li style="text-align:justify;line-height:normal">Ability to communicate effectively with colleagues and customers of the Bank.</li></ul>WORKING CONDITIONS: The work environment characteristics described here are representative of those the employee encounters while performing the essential functions of this job.Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is generally required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.Work Environment: Typical office environment. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Dean Bank is a locally managed, mutually owned community bank that employs motivated and friendly individuals who are committed to providing exceptional customer service. Dean Bank is proud to be an Equal Opportunity Employer. Veterans and Individuals with Disabilities are encouraged to apply.

We offer competitive salaries and an outstanding benefits package for eligible employees. These benefits may include vacation, holiday and sick pay; group medical, dental, vision, life, disability and EAP insurances; tuition reimbursement; flexible spending plans and a bank-match 401k plan.

Dean Bank

Post Closing/HMDA Quality Assurance Specialist

ARM (Advanced RISC Machine)

Administrative Skills

Automotive Financing

Automotive Repair and Maintenance

Banking Regulations

Banking Services

Commercial Loans

Commercial Property Loans

Communication Skills

Consumer Loans

Cross-Selling

Customer Support/Service

Data Analysis

Data Entry

Data Quality

Depth Perception

Detail Oriented

Documentation

Executive Assistant Skills 

Fannie Mae (FNMA)

Financial Services

Funding

Home Equity Line of Credit (HELOC)

Insurance

Internal Audit

Liens

LifeTime Value (LTV)

Lift/Move 25 Pounds

Loan Closing

Loan Collateral

Loan Documents

Loan Funding

Loan Operations

Loan Origination

Loan Review

Loan Servicing

Loans

Maintain Compliance

Microsoft Excel

Microsoft Office

Microsoft Outlook

Microsoft Word

Mortgage

Mortgage Lending

Mortgage Servicing

Organizational Skills

People Management

Physical Demands

Post Closing

Procedure Development

Process Improvement

Professional Services

Program Control

Property Tax

Quality Assurance

Quality Assurance Methodology

Quality Control

Reconciliation

Record Keeping

Regulations

Regulatory Compliance

Root Cause Analysis

Sales

Sales Closing Skills

Time Management

Training Program

Training Program Development

Talent Acquisition

FULL_TIME

YEAR

The Norfolk Sheriff’s Office seeks to employ talented and committed individuals interested in joining a multi-talented, multi-cultural and professional organization dedicated to providing the utmost of public safety to the citizens of Norfolk County. In support of the Sheriff’s mission to serve the citizens of Norfolk County by enhancing public safety, employees are tasked with the operation of a safe, secure and humane correctional facility through the principles of direct supervision.

*** NCSO EMPLOYMENT APPLICATION MUST BE SUBMITTED ****** APPLICATION WILL BE EMAILED TO YOU (CHECK YOUR SPAM FOLDERS) ****** WWW.NORFOLKSHERIFF.COM/EMPLOYMENT ***The Norfolk Sheriff’s Office seeks to employ talented and committed individuals interested in joining a multi-talented, multi-cultural and professional organization dedicated to providing the utmost of public safety to the citizens of Norfolk County. In support of the Sheriff’s mission to serve the citizens of Norfolk County by enhancing public safety, employees are tasked with the operation of a safe, secure and humane correctional facility through the principles of direct supervision. In order to accomplish this goal, new employees become part of a highly trained, dedicated, professional, compassionate, and diverse workforce.The level of responsibility of our employees requires that we take great care in recruiting the best candidates we can find. The Norfolk Sheriff's Office is committed to identifying hard-working and dedicated individuals pursuing careers in public safety/law enforcement. Our organization seeks individuals committed to the values of honor, integrity and selfless service.STATEMENT OF RESPONSIBILITIES:<ul><li>Shall be responsible for the care and custody of inmates detained at the Norfolk County Sheriff's Office and Correctional Center or related programs.</li><li>Shall supervise inmates work details within the correctional center facility, ensuring that areas of responsibility are maintained in a clean, secure, and sanitary manner.</li><li>Shall conduct searches of inmates and areas within the facility for contraband in accordance with Sheriff's Office policy and procedures.</li><li>Shall ensure and enforce that the inmate population adhere to the regulations. Correctional Center's rules and</li><li>Shall prepare inmate disciplinary, informational and other significant reports as required by the Facility Shift Commander.</li><li>Shall transport prisoners to courts, hospitals or other institutions while securing their safety and secure custody.</li><li>Shall adhere to proper key control procedures.</li><li>Shall conduct accurate inmate head counts in accordance with Sheriff's Office policy and procedures.</li><li>Shall be responsible for making recommendations to the classification board on each inmate assigned to his/her housing unit.</li><li>Shall make recommendations to superiors regarding Sheriff's Office policy and procedure changes in accordance with the chain of command.</li><li>Shall be required to maintain and properly document all facility logbooks.</li><li>Shall conduct daily cell inspections to prevent contraband, security and sanitary violations.</li><li>Shall be familiar with and ensure compliance with all emergency contingency plans: body alarm, escape, disorder, medical and fire emergency evacuation procedures.</li><li>Shall assist and perform all other duties as assigned by the Facility Shift Commander.</li><li>The Sheriff of Norfolk County reserves the right to add or delete from these responsibilities.</li></ul>Below are the minimum criteria to seek employment as a Corrections Officer within the Norfolk County Sheriff's Office:<ul><li>Minimum age 21</li><li>High School Diploma or equivalent</li><li>Honorable Discharge from the Armed Services (when applicable)</li><li>Valid Driver’s License</li><li>Pass a drug and psychological screening</li><li>Pass a general and criminal background check</li><li>Pass a written exam</li><li>Pass a physical fitness test</li><li>Demonstrate verbal, written and computer skills sufficient to effectively communicate</li><li>Provide approved licensures (when applicable)</li><li>Authorized to work in the United States</li></ul>Job Type: Full-timeSalary: $72,622.10 - $87,445.46 per yearBenefits:<ul><li>Health/Dental/Vision/Life Insurance</li><li>Union Membership</li><li>Tuition Remission</li><li>Massachusetts State Retirement Plan</li><li>Deferred Compensation Plan</li><li>Vacation/Personal/Sick Benefits</li><li>Paid Holidays/Comp</li><li>Stipends for Longevity, Cleaning & Clothing, EMT Certificate Education, and Fitness</li><li>Shift Bidding</li></ul>The Norfolk Sheriff's Office is an Equal Opportunity Employer. All candidates will be given equal opportunity for employment regardless of gender, race, creed, disability, color, religion, ancestry, age, marital status, sexual orientation, gender identity, pregnancy, national origin, genetic information, or political or union affiliation. The Norfolk Sheriff's Office will conform to all applicable laws and regulations related to Equal Opportunity Employment. Our agency shall ensure that all employee candidates are selected based on organizational need and the ability of the employee candidate to perform the required job functions with or without accommodations.Interested candidates seeking employment should review our employment requirements and complete an application for employment. Please submit a current resume with your application. Our recruitment office may be contacted at 781-751-3310 or 781-751-3343. Powered by JazzHR

Commander Jobs in Providence, RI

Resume Resources

Get noticed by top employers!

Commander Jobs in Providence, RI

Post Closing/HMDA Quality Assurance Specialist Dean Bank

Correctional Officer Norfolk County Sheriffs Office

Resume Resources