PERMANENT

FULL_TIME

ADAPTED_NOW

YEAR

Heritage Bank's Commercial Banking Center in Vancouver, WA is seeking an experienced commercial banking officer that will provide a full range of commercial banking services, including developing new business and client relationships; producing a variety of commercial loans; generating and managing a portfolio of business and corresponding relationships; seeking new accounts through calling efforts, marketing, and referrals; as well as coordinating the cross-sale and delivery of bank products and services to clientele while serving as a trusted advisor. Travel Time: Varies – 50%; Willingness to travel to other branch, customer, business locations, and meeting sites, which may include overnight travel and extended stay availability when needed; valid driver’s license, clean driving record, proof of insurance, and access to reliable transportation; or the ability to access and utilize an alternative method of transportation, when needed, to carry out job-related essential functions.

Heritage Bank has an exciting opportunity to join our organization! Heritage Bank's Commercial Banking Center in Vancouver, WA is seeking an experienced commercial banking officer that will provide a full range of commercial banking services, including developing new business and client relationships; producing a variety of commercial loans; generating and managing a portfolio of business and corresponding relationships; seeking new accounts through calling efforts, marketing, and referrals; as well as coordinating the cross-sale and delivery of bank products and services to clientele while serving as a trusted advisor. This position will also have responsibility for underwriting, structuring, and closing commercial loans that meet established lending requirements and maximizes profitability to the Bank with minimal risk. Depending on level of position, may have responsibility to develop, train, coach, and motivate less experienced bankers to achieve the Bank’s loan goals.This position is fully on-site in Vancouver, WA. Base Salary Range:Level II: $91,707.00 - $114,639.00 - $137,561.00 annualLevel III: $112,991.00 - $141,236.00 - 169,491.00 annual Level IV: $126,546.00 - $158,183.00 - $189,819.00 annualDepending on experience a Commercial Banking Officer II, III or IV may be considered.The Role at a Glance:     <ul><li>Establish and service a sound loan portfolio by cultivating new and expanding existing business through an effective calling program. Regularly achieve and/or exceed agreed-upon benchmarks and annual goals. </li><li>Build solid, profitable relationships with clients/prospects characterized by mutual respect, understanding and trust. Work to establish his/her role as a trusted financial advisor. </li><li>Evaluate the overall resources and capabilities of the client/prospect’s business, considering current industry dynamic, financial and operational strategy, economic conditions and market trends and prioritizes client/prospect opportunities. </li><li>Analyze client/prospect needs, and recommends appropriate solutions that match those needs, consistent with the Bank’s credit culture, and maximizes Heritage Bank’s profitability and shareholder value. </li><li>Analyze and screen loan requests. Negotiate terms/conditions, structure loan financing based on risk considerations consistent with Bank policy and Asset/Liability guidelines; approve loans within assigned lending limits; and/or prepare/ present credits outside lending limits for approval to appropriate levels of authority, as required. </li><li>Foster and maintain cohesive partnerships and working relationships with all lines of business within the Bank to build a trusted and productive sales and service referral process. </li><li>Effectively evaluate and manage each client relationship and transaction for financial and credit risk and potential loss to the Bank, ensuring adequate safeguards and monitoring of accounts. Ensures collateral, routinely reviews cash-flow and ensures standards and loan terms are met on an ongoing basis. </li><li>Proactively leverage ideas, insights, and relationships to generate new and incremental loan and deposit business for Heritage Bank; utilizes existing client/prospect base and network of clients/prospects referral sources and means of improving client acquisition and retention. </li><li>Ensure timely and thorough monitoring of all credits through periodic reviews, continued analysis, proper credit quality grading, and proper documentation. Maintains ongoing contact with client to be kept current on significant changes in financial condition or operations. Remedy loan deficiencies where appropriate, including loans out of compliance with borrower’s loan agreement, or out of formula with borrowing base. </li><li>Prepare and present all required and requested loan reports in a timely manner. </li><li>Monitor the performance of the borrower over the life of the loan. Able to recognize developing problems and bringing them to the attention of management. For troubled credits, assist in developing a strategy to return the credit to a pass rating or exit strategy. </li><li>Comply with government regulations by maintaining an up-to-date knowledge of commercial law, UCC, and banking regulations/policy to assure conformity with required laws and terms. </li><li>Maintain an awareness of competitive products, practices, rates and changes in the local market. </li><li>Ensure Bank activities are performed in compliance with the Bank’s Policies and Standards, in partnership with Enterprise Risk Management and other internal banking partners.</li><li>Represent the Bank in the local community through proactive participation in community, charitable, business and social activities to allow for maximum client and customer contact.  </li></ul>Requirements: <ul><li>Bachelor's degree in Business, Finance, Accounting or Marketing - preferred. </li><li>Level II: 5+ years of commercial banking experience providing financial expertise, counsel and customized solutions to business clients required.</li><li>Level III: 8+ years of progressively responsible commercial lending experience providing financial expertise, counsel and customized solutions to business clients with proven experience successfully managing complex commercial banking relationships required.</li><li>Level IV: 10+ years of progressively responsible commercial lending experience providing financial expertise, counsel and customized solutions to business clients with proven experience successfully managing complex commercial banking relationships required.</li><li>Advanced knowledge of commercial real estate and C&I lending practices preferred. </li><li>Excellent business development skills with proven success in prospecting and building relationships to enhance commercial loan opportunities and entrusted to make quality credit decisions required.</li><li>Formal credit training and/or Pacific Coast Banking School Graduate or equivalent preferred.</li><li>Demonstrated ability to deliver exceptional customer service and maintain client relationships, both internally and externally. </li><li>Customer-centric mindset, with the ability to translate customer issues/needs into profitable business solutions. </li><li>Networking and relationship building skills, with demonstrated expertise and success in business development and sales processes and strategies. </li><li>A proven track record as an individual contributor who has grown top line results in a service oriented business.</li><li>Effective listening, verbal, written, and telephone etiquette business communication skills, including effective questioning strategies and presentation skills; ability to read, write, speak and understand English well. </li><li>Strong problem solving and decision-making skills, with demonstrated ability to quickly focus on key issues, make decisions under pressure of time constraints and translate business development challenges into opportunities. </li><li>Ability to identify recurring and non-recurring sources of cash flow and guarantors’ ability to service debt. </li><li>Business and financial analysis and modeling skills, with understanding of financial accounting, income statements, balance sheets, etc., requiring the ability to gather, analyze and prepare reports.</li><li>Working knowledge of lending practices, policies, procedures, disclosures and terminology related to banking laws, regulatory requirements and legal documents. </li><li>Strong planning, organizational, time management and follow up skills, demonstrating a strong sense of urgency and ability to execute quickly, timely and efficiently. </li><li>An ability to analyze and synthesize information accurately and effectively, multi-task and decide key priorities with confidence, motivation, decisiveness, flexibility, and sound business judgment. </li><li>Understanding of the Bank’s credit underwriting policies and approval process for assigned loans. </li><li>Ability to handle and deal with sensitive and confidential matters in an efficient manner. </li><li>Proficient PC experience using MS Office products (Word, Excel, Outlook) and retrieval of data; working knowledge of automated financial systems, with the ability to learn and adapt to new technologies quickly.  </li></ul>Work Environment:  <ul><li>Climate controlled office environment. </li><li>There may be frequent employee and customer contacts and interruptions during the day. </li><li>Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions. </li><li>Work requires willingness to work a flexible and/or rotating schedule which may require evening work. </li><li>May be exposed to outside climate conditions and/or required to wear protective devises during site and property visits/inspections.  </li></ul>Physical Demands:  <ul><li>Work may involve the constant use of computer screens, reading of reports, and sitting throughout the day. </li><li>Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner, facsimile, which often requires dexterity of hands and fingers with repetitive wrist and hand motion. </li><li>Typically sitting at a desk or table; intermittently standing, stooping, bending at the waist, climbing, kneeling or crouching to file materials and/or site/property inspections. </li><li>Occasional lifting 10 - 20 lbs. (files, boxes).  </li></ul>Travel Time: Varies – 50%; Willingness to travel to other branch, customer, business locations, and meeting sites, which may include overnight travel and extended stay availability when needed; valid driver’s license, clean driving record, proof of insurance, and access to reliable transportation; or the ability to access and utilize an alternative method of transportation, when needed, to carry out job-related essential functions. At Heritage Bank, we work hard, but also know how important it is to take time off to stay healthy, relax, and spend time doing what makes your heart happy!As part of our team you’ll enjoy a total rewards package, which includes base salary based on the role, experience, and skill set, along with an exceptional benefits package (medical, dental, vision, life insurance, 401(k), community volunteer time), and generous time off policy. Full-time team members receive a minimum of 10 paid vacation days annually* and eight hours of paid sick leave per month*, while also enjoying 11 paid holidays each calendar year, and an annual float day. *pro-rated from start date, and/or hours worked. To view Benefits Summary: Apply > Current Openings > position > attachment.The above statements are intended to describe the general nature and level of work being performed and are not an exclusive list of all qualifications for this position. Heritage Bank is an Equal Opportunity EmployerAll qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, disability, or any other basis protected by applicable law. Job applicants have certain legal rights. Please click <a href="https://careers.heritagebanknw.com/working-here/applicant-disclosures/" rel="noopener noreferrer nofollow" style="color:rgba( 0 , 0 , 0 , 1 )" target="_blank">here</a> for information regarding these rights. If you need assistance completing the online application, please email: <a rel="noopener noreferrer" style="color:rgba( 0 , 0 , 0 , 1 )" target="_blank">HBRecruiting@HeritageBankNW.com</a> Salary Range DisclaimerThe base salary range represents Heritage Bank’s current salary range for the position. Actual salaries will vary depending on factors including, but not limited to, qualifications, experience, and job performance. The range listed is just one component of Heritage Bank’s total compensation package for full time and part time employees. Depending on position, other total compensation rewards may include, monthly, quarterly or annual incentive, and/or bonuses.

Our Mission: We are committed to being the leading community bank in the Pacific Northwest by continuously improving: 
<ul>
<li>Customer Satisfaction</li>
<li>Employee Empowerment</li>
<li>Community Involvement</li>
<li>Shareholder Value</li>
</ul>
Our Values: 
<ul>
<li>Trust: We operate with honesty and integrity.</li>
<li>Professionalism: We conduct ourselves in a professional and ethical manner with commitment and respect for others.</li>
<li>Service Excellence: We are committed to high ethical standards and superior customer service.</li>
<li>Open Communications: We communicate honestly and openly with one another, customers and shareholders.</li>
<li>Community Commitment: We pride ourselves in being an active and enthusiastic participant in the communities we serve.</li>
</ul>

Heritage Bank

Commercial Banking Officer

Accounting

Alliance/Partner Management

Analysis Skills

Balance Sheet

Bank Management

Banking Regulations

Banking Services

Benchmarking

Business Analysis

Business Banking

Business Development

Business Solutions

Cash Flow

Coaching

Commercial Banking

Commercial Loans

Commercial Real Estate

Communication Skills

Computer Skills

Contact Management

Copying Machines

Credit Risk

Cross-Selling

Customer Acquisition

Customer Relations

Customer Relationship Management (CRM)

Customer Retention/Renewal

Customer Support/Service

Customer/Client Research

Data Recovery

Develop and Maintain Customers

Document Scanners

Driver's License

English Language

Establish Priorities

Finance

Financial Accounting

Financial Analysis

Financial Modeling

Financial Operations

Financial Planning

Financial Risk

Financial Systems

Follow Through

Government Regulations

Green Transportation

Home Inspections

Income Statements

Insurance

Keyboards

Legal

Legal Documents

Loan Approval

Loan Closing

Loan Conditions

Loan Operations

Loan Policy

Loan Portfolio

Loan Processing

Loan Structuring

Loans

Market Trend Analysis

Marketing

Microsoft Excel

Microsoft Office

Microsoft Outlook

Microsoft Word

Multitasking

Negotiation Skills

Operational Strategy

Organizational Skills

Performance Analysis

Presentation/Verbal Skills

Problem Solving Skills

Profit & Loss

Regulatory Requirements

Remedy

Reporting Skills

Risk

Risk Management

Sales

Sales Prospecting

Sales Strategy

Strategic Planning

Time Management

Underwriting

Willing to Travel

monster

Level II - 2+ years recent experience in commercial and/or retail branch banking, which includes cash handling, new accounts opening, documentation and compliance, relationship management and business development and sales skills, in a financial services industry required. May travel for business development and customer meetings; willingness to travel to other branch locations when needed; valid driver’s license, proof of insurance, and access to reliable transportation; or the ability to access and utilize an alternative method of transportation, when needed, to carry out job-related essential functions.

Heritage Bank has an exciting opportunity to join our organization!We are seeking a Relationship Banking Assistant to support our Vancouver, WA team! The relationship banking assistant works in partnership with commercial banking teams to deliver an exceptional customer service experience to new and existing customers. Provides a high level of service and onboarding support for all products, services and treasury management services, and opens new accounts in compliance with all regulatory requirements. Actively recommends products, services and solutions for the benefit of the customer, in accordance with Heritage Banks' Service Standards.Depending on qualifications and experience Relationship Banking Assistant I or II may be considered. This position is fully on site in Vancouver, WA. Base Salary Range:Level I - $23.69 - $29.61 - $35.54 per hourLevel II - $25.47 - $31.83 - $38.20 per hourThe Role at a Glance:<ul><li>Performs routine paying and receiving duties and balances daily work in accordance with established Standard Operating Procedures and assigned Authority Limits. Minimizes risk by identifying any potential fraudulent activities or transactions and escalates to management in a timely manner.</li><li>Performs required “Know Your Customer” due diligence when processing transactions and responding to customer requests.</li><li>Supports commercial partners with sales and relationship expansion activities. Provides operational support, client relationship tracking, processes paperwork, and assembles and summarizes information, as requested and/or required. Gains understanding of workflow demands with proper use of internal technology.</li><li>Opens new accounts and completes account documentation in accordance with Bank guidelines, all account opening compliance requirements, and account ownership verification procedures.</li><li>Assists branch with organizing operational workflows, balancing daily transactions, certifications/audits, compliance, reporting and approving transactions, and completing all assignments in a timely manner.</li><li>Gains and maintains working knowledge of all bank products and services, banking rules and regulations to include complex account ownerships.</li><li>Actively participates in commercial team’s marketing and sales promotions; participate in market functions and community activities to promote the Bank’s image and growth.</li><li>Actively contributes to the success of the team through individual goal attainment, self-development and completing all requests and assignments in a timely manner.</li></ul>Core Skills and Qualifications:<ul><li>H.S. Diploma or equivalent required. Associate's Degree Business, Marketing, Sales, Finance or relevant discipline preferred.</li><li>Level I - 1+ year recent experience in commercial and/or retail branch banking, which includes cash handling, new accounts opening and documentation, relationship management and sales skills, in a financial services industry required.</li><li>Level II - 2+ years recent experience in commercial and/or retail branch banking, which includes cash handling, new accounts opening,  documentation and compliance, relationship management and business development and sales skills, in a financial services industry required. </li><li>Equivalent combination of education, experience and training may be considered.</li><li>Demonstrated ability to provide an exceptional level of quality service for internal/external customers; responds to customers' needs, questions, and concerns in an accurate, effective, and timely manner.</li><li>Ability to work effectively as a team contributor to develop and maintain open, professional, positive, and productive relationships; demonstrate cooperative behavior with management, business partners, customers and co-workers.</li><li>Effective listening, verbal, written and telephone etiquette business communication skills to clearly present outstanding/follow up issues over the phone, via email, and in person in a variety of settings, formats, and audiences; with the ability to read, write, speak, and understand English well.</li><li>Demonstrated sales and business development skills with the ability to identify customer needs and cross-sell the Bank’s products and services.</li><li>Ability to gain understanding of and apply principles, procedures, compliance requirements, federal/state regulations, and policies related to assigned area, as well as the Bank’s policies, procedures, products, and services.</li><li>Understanding of debit/credit relationships and negotiable instruments; math skills to locate routine and non- routine mathematical / cash errors, to accurately process and adhere to customer instructions.</li><li>Detail oriented with strong organizational, problem solving and time management skills; with the ability to manage multiple assignments and goals, ensuring that priorities are set and commitments and deadlines are met, with moderate supervision.</li><li>Unquestionable integrity in handling sensitive and confidential information required.</li><li>Proficient use and understanding of MS Office products (Word, Excel, Outlook), strong understanding and working knowledge of the Bank’s core processing/operating system; with the ability to learn and adapt to new technologies quickly.</li><li>This position may require National Mortgage Licensing System and Registry (NMLS) registration under the terms of the SAFE Act of 2008. Continued employment in this position with Heritage Bank is contingent upon successful registration and annual re-registration thereafter.</li></ul>Working Environment/Conditions:<ul><li>Climate controlled office environment.   </li><li>Work requires regular attendance, punctuality and adherence to agreed-upon schedule with willingness to work a flexible and/or rotating schedule. May be required to work Saturdays and/or extended hours, as needed.   </li><li>May be exposed to potential risk and hazards associated with criminal activity (e.g., robbery and/or attempted robbery, fraud, security) - receives detailed instruction to minimize risk.      </li></ul>Physical Demands/Effort:<ul><li>Work may involve the constant use of computer screens, reading of reports, and sitting throughout the day.   </li><li>Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner, facsimile, fine count cash and operate a cash counter which often requires dexterity of hands and fingers with repetitive wrist and hand motion.  </li><li>Ability to stand or sit for extended periods of time and duration of shift. Ability to occasionally kneel, reach, bend, push, pull and carry.  </li><li>Depending on location, occasional lifting to independently move and/or push cart to transport money and coin, 25-50 lbs.</li></ul>Travel Time:May travel for business development and customer meetings; willingness to travel to other branch locations when needed; valid driver’s license, proof of insurance, and access to reliable transportation; or the ability to access and utilize an alternative method of transportation, when needed, to carry out job-related essential functions. At Heritage Bank, we work hard, but we also know how important it is to take time off to stay healthy, relax, and spend time doing what makes your heart happy!As part of our team you’ll enjoy a total rewards package, which includes base salary based on the role, experience, and skill set, along with an exceptional benefits package (medical, dental, vision, life insurance, 401(k), community volunteer time), and generous time off policy. Full-time team members receive a minimum of 10 paid vacation days annually* and eight hours of paid sick leave per month*, while also enjoying 11 paid holidays each calendar year, and an annual float day. *pro-rated from start date, and/or hours worked. To view Benefits Summary: Apply > Current Openings > position > attachment.The above statements are intended to describe the general nature and level of work being performed and are not an exclusive list of all qualifications for this position.                                                                                                                       Heritage Bank is an Equal Opportunity Employer  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, disability, or any other basis protected by applicable law.  Salary Range DisclaimerThe base salary range represents Heritage Bank’s current salary range for the position. Actual salaries will vary depending on factors including, but not limited to, qualifications, experience, and job performance. The range listed is just one component of Heritage Bank’s total compensation package for full time and part time employees. Depending on position, other total compensation rewards may include, monthly, quarterly or annual incentive, and/or bonuses.

Full Time Banking Jobs in Portland, OR

Resume Resources

Get noticed by top employers!

Full Time Banking Jobs in Portland, OR

Commercial Banking Officer Heritage Bank

Relationship Banking Assistant Heritage Bank

Resume Resources