Our ideal candidate has some or all the following experience, skills, and characteristics: Strong commercial credit and financial analysis skills, including experience reviewing business tax returns, financial statements, cash-flow projections, debt obligations, repayment capacity, collateral, and other credit-risk factors. Analyze repayment capacity and credit risk using appropriate commercial lending practices, including cash-flow analysis, debt-service coverage, leverage, liquidity, management capacity, industry and market conditions, project sources and uses, borrower equity, collateral, and other relevant risk factors.