Own and continuously improve core forecasting, budgeting, and variance-analysis processes, including recurring deliverables like consolidated flash and product level forecasting, KPI tracking, headcount and opex BvA reporting, and ensuring the accuracy and functionality of the consolidated financial model, while actively automating this work using AI tools, SQL, and data platforms (e.g., Databricks and Sigma) to cut cycle time and manual error. Lead cross-functional financial analysis for new product initiatives, translating test design, desired outcomes, unit economics, and revenue-recognition implications into a clear financial picture in partnership with Product, Credit/Underwriting, Marketing, Accounting, and Business Operations.