OTHER

FEED

This is a regular, full-time non-exempt position that is eligible for overtime pay on hours worked over 40 during a work week based on the business needs and your availability. Excellent written and verbal communication skills with ability to employ diplomacy and tact with customers and prospects while articulating the benefits of Farm Credit.

JOB DESCRIPTION Do you want to be involved in your local community and rural America? Do you love to help people at work or in your community? Would your friends and peers describe you as friendly and caring? Central Kentucky Ag Credit might be the place for you. We are looking for amazing people with a passion for assisting others as candidates for a Loan Officer in our Danville Branch. This role performs a wide range of loan processing, client support, and administrative activities to assist in evaluating and preparing loan applications. This is a regular, full-time non-exempt position that is eligible for overtime pay on hours worked over 40 during a work week based on the business needs and your availability. Daily participation at our on-location sites is an important part of our culture. Please be mindful of commute distance when considering applying. Why Join Central Kentucky Ag Credit At Central Kentucky Ag Credit, we're proud to serve our members and communities with a personal approach to agricultural lending. As a Loan Officer, you'll play an essential role in supporting branch operations and helping our members succeed. You'll work closely with your branch to provide exceptional service, accurate loan processing, and dependable support-all while representing Ag Credit's trusted local presence. Key Responsibilities: <ul><li>Making Loans <ul><li>Uses sound judgement to make loans within delegated lending authority, timely, and in compliance with all lending regulations. </li><li>Meets individual volume goals while maintaining the expected credit quality. </li><li>Completes loan requests timely and maintains appropriate credit administration scores and credit quality percentages. </li></ul></li></ul><ul><li>Marketing and Business Development <ul><li>Contributes to branch volume goals and the development and promotion of the Association's image. </li><li>Contributes to branch marketing plans and branch net earnings goals. </li><li>Maintains prospect list and completes routine prospect visitation. </li><li>Ensures accuracy and timeliness of all loan packages. </li></ul></li></ul><ul><li>Servicing Loans <ul><li>Completes all loan servicing requests while ensuring accuracy of all data. </li><li>Applies Association procedures and practices for all loan actions. </li><li>Monitors all loan progress, classification, and quality. </li></ul></li></ul><ul><li>Fee Income and Related Activities <ul><li>Applies appropriate servicing fees, appraisal fees, and late charges. </li><li>Promotes borrower attendance at the Annual Stockholders meeting. </li></ul></li></ul> (Other Duties May be Assigned) What You Bring: <ul><li>Education and/or experience equivalent to a Bachelor's degree in Business Administration, Agriculture, Economics or Finance. </li></ul><ul><li>3+ years of related experience. </li></ul><ul><li>Demonstrated computer proficiency and familiarity with financial databases and spreadsheet applications. </li></ul><ul><li>Excellent written and verbal communication skills with ability to employ diplomacy and tact with customers and prospects while articulating the benefits of Farm Credit. </li></ul><ul><li>Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the Association and the borrower </li></ul><ul><li>Current awareness of economic conditions and production technology affecting agriculture in the region. </li></ul> Benefits and Perks: <ul><li>Competitive pay and advancement opportunities </li></ul><ul><li>Large split and low-cost premiums </li></ul><ul><li>401(k) with 6% company match, and an additional 3%. </li></ul><ul><li>Paid time off and holidays </li></ul><ul><li>Supportive, community-focused culture </li></ul> By applying for this position you consent to receive employment updates and notifications from Central Kentucky Ag Credit*

Central Kentucky Ag Credit

Loan Officer II

Agriculture

Business Administration

Business Development

Communication Skills

Community Support

Computer Skills

Credit Analysis

Credit Reports

Customer Support/Service

Data Quality

Economics

Finance

Loan Processing

Loan Regulations

Loan Servicing

Loans

Marketing

Marketing Plan

Operational Support

Presentation/Verbal Skills

Regulatory Compliance

Spreadsheets

Time Management

Writing Skills

Broadbean

If you're looking for an exciting career in the ever-evolving agriculture industry and want to help improve rural America in our local community, Central Kentucky Ag Credit might be the place for you. This is a regular, full-time non-exempt position that is eligible for overtime pay on hours worked over 40 during a work week based on the business needs and your availability.

JOB DESCRIPTION Do you want to be involved in your local community and rural America? Do you love to help people at work or in your community? Would your friends and peers describe you as friendly and caring? You really need to take a look at this... Central Kentucky Ag Credit might be the place for you. We are looking for amazing people with a passion for assisting others as candidates for a Loan Assistant in our Lexington Branch Office. This role performs a wide range of accounting, processing and office activities. This is a regular, full-time non-exempt position that is eligible for overtime pay on hours worked over 40 during a work week based on the business needs and your availability. Daily participation at our on-location sites is an important part of our culture. Please be mindful of commute distance when considering applying. Why Join Central Kentucky Ag Credit At Central Kentucky Ag Credit, we're proud to serve our members and communities with a personal approach to agricultural lending. As a Loan Assistant, you'll play an essential role in supporting branch operations and helping our members succeed. You'll work closely with your lending team to provide exceptional service, accurate loan processing, and dependable accounting support-all while representing Ag Credit's trusted local presence. Key Responsibilities: Accounting <ul><li>Post and deposit incoming payments accurately and timely.</li><li>Prepare accounting reports and handle loan fund disbursements.</li></ul>Loan Processing & Treatments <ul><li>Prepare and review loan papers, commitments, and loan treatments.</li><li>Ensure accuracy and completeness of documentation.</li></ul>Customer Service <ul><li>Provide courteous, knowledgeable assistance to existing and prospective member/borrowers.</li><li>Offer general information on association policies and procedures.</li></ul>General Clerical <ul><li>Perform routine secretarial tasks, including typing, filing, and correspondence.</li><li>Assist in preparing required branch reports.</li></ul>Loan Servicing <ul><li>Maintain accurate and up-to-date collateral insurance, financing statements, and collection records. Internal Controls</li><li>Support internal control compliance in line with accounting principles and established policies.</li></ul>(Other Duties May be Assigned) What You Bring: <ul><li>High school diploma required; Associate's degree or equivalent experience preferred.</li><li>Two or more years of related work experience in lending, finance, or office administration.</li><li>Strong organizational and interpersonal skills, with the ability to interact effectively with diverse groups.</li><li>Proven ability to work independently under minimal supervision.</li><li>Proficiency in computer applications, loan accounting systems.</li></ul>Benefits and Perks: <ul><li>Competitive pay and advancement opportunities</li><li>Large split and low cost premiums</li><li>401(k) with 6% company match, and an additional 3%.</li><li>Paid time off and holidays</li><li>Supportive, community-focused culture</li></ul>By applying for this position you consent to receive employment updates and notifications from Central Kentucky Ag Credit* ABOUT US If you're looking for an exciting career in the ever-evolving agriculture industry and want to help improve rural America in our local community, Central Kentucky Ag Credit might be the place for you. Central Kentucky Ag Credit is dedicated to providing a great work environment for our employees. Ag Credit provides: <ul><li>Competitive compensation</li><li>Comprehensive Benefits Package including medical, dental, vision, life insurance and 401(k) plan</li><li>Advancement Opportunity</li><li>Training and Leadership Development</li></ul>We appreciate your interest in employment opportunities with Ag Credit and wish you success in your career.

Loan Assistant III

Accounting

Accounting Software

Administrative Skills

Disbursements

Documentation

Financial Reporting

Financial Statements

High School Diploma

Insurance

Interpersonal Skills

Leadership

Loan Accounting

Loan Collateral

Loan Funding

Loan Review

Organizational Skills

Policy Development

Reporting Skills

Team Player

Typing

UNKNOWN

Provides clerical support during the escrow process of real estate transactions including, but not limited to: opening title orders; communicating with Lenders, Realtors and Customers to obtain all necessary information for a successful transaction; after closing, obtaining funding authorization, when necessary, from Lenders; review of a file for complete signatures and notarizations; scans documents into our operating system for digital document storage; balances and disburses funds in accordance with instructions; any other tasks as required by your Escrow Officer for a successful real estate transaction. While the Senior Escrow Officer is responsible for the entirety of the process, the Escrow Officer is there pretty much every step of the way ensuring that no steps are missed and when the Senior Escrow Officer is out, the Escrow Officer is fully versed in all steps of the transaction and can step in to get done whatever needs to be completed.

SO WHAT THE HECK IS AN ESCROW OFFICER?Basically, an Escrow Officer is an Administrative Assistant in the Real Estate industry whose main purpose is to assist a Senior Escrow Officer with the daily activities and tasks required get the transaction to the closing table. The escrow team (comprised of a Senior Escrow Officer and an Escrow Officer) works with buyers and sellers to ensure that all parts of a real estate transaction are completed prior to closing. Does the person trying to sell the property actually have ownership of it or are there other people who would have to sign off on the sale? Are there any encumbrances that would prevent the property from being sold (think tax liens, outstanding loans, judgments, etc)? Are there any legal or contractual obligations that a buyer would need to know about up front before purchasing the property like having restricted development rights or being part of a Home-Owners Association (HOA)?The escrow Team guides the process from the initial "taking of the order" to getting it to the end zone where the property has been "cleared to close". While the Senior Escrow Officer is responsible for the entirety of the process, the Escrow Officer is there pretty much every step of the way ensuring that no steps are missed and when the Senior Escrow Officer is out, the Escrow Officer is fully versed in all steps of the transaction and can step in to get done whatever needs to be completed.WHAT DOES IT TAKE TO BE SUCCESSFUL IN THIS ROLE?Previous experience working as an Escrow Officer or Escrow Assistant would be huge; however, we recognize finding those with the exact skill set necessary can be difficult. We've found that folks who have worked in finance (banking) with roles that centered around real estate lending like Loan Officers or Loan Processors tend to do exceptionally well in this role.As you can imagine, this is an incredibly detail oriented role. The best candidates are good at being team players but have the capacity to be pro-active and can grab the steering wheel when necessary. Communicating with our customers is absolutely critical and being able to relay information to all stakeholders as to what's necessary to get us to the closing table is essential. We utilize a system called Qualia to help guide our team to ensure that all steps necessary are completed. Unless you've specifically worked in our industry, the chances that you would have ever encountered Qualia are relatively minimal - so you need to be very tech friendly and capable of picking up new software systems relatively easily - no utilizing just typewriters here!Finally, you need to be able to know how to manage stress and stressful situations. As you can imagine, people don't want to wait around when it comes to selling or purchasing a house. Real Estate Agents, Lenders, Buyers and Sellers can all be very demanding and require a lot of shepherding to get them through to the finish line. If you're not someone who reacts well to stress, this probably is not a good role for you. That having been said, while we do work hard - we have a great time doing it. Almost-virgin margarita Fridays are never out of the question!JOB SUMMARYProvides clerical support during the escrow process of real estate transactions including, but not limited to: opening title orders; communicating with Lenders, Realtors and Customers to obtain all necessary information for a successful transaction; after closing, obtaining funding authorization, when necessary, from Lenders; review of a file for complete signatures and notarizations; scans documents into our operating system for digital document storage; balances and disburses funds in accordance with instructions; any other tasks as required by your Escrow Officer for a successful real estate transaction.DUTIES & RESPONSIBILITIES<ul><li style="line-height:normal;vertical-align:baseline">Opens escrows within 24 hours and ensures customers receive copies the same day</li><li style="line-height:normal;vertical-align:baseline">Assists in processing escrows with a high degree of quality, including funding/balancing, figuring, clearing prelims, and signing clients</li><li style="line-height:normal;vertical-align:baseline">Orders all necessary documents to close escrows in a timely manner (i.e., demands, loan documents, and insurance)</li><li style="line-height:normal;vertical-align:baseline">Maintains records of communication with all partners involved in escrows</li><li style="line-height:normal;vertical-align:baseline">Follows company standards and practices when processing transactions, as well as applicable state laws and guidelines</li><li style="line-height:normal;vertical-align:baseline">Informs escrow officers of any missing items or problems relevant to closing</li><li style="line-height:normal;vertical-align:baseline">Deposits any funds required by buyers and sellers of each escrow within 24 hours of receipt </li><li style="line-height:normal;vertical-align:baseline">Returns all calls, voicemails, and emails in a timely manner</li><li style="line-height:normal;vertical-align:baseline">Performs other duties as assigned by supervisor</li><li style="line-height:normal;vertical-align:baseline">Adheres to company policies and guidelines</li></ul> Job Posted by ApplicantPro

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