Learn and maintain expertise in the constantly evolving state and federal laws and regulations pertaining to financial institutions of all sizes, including the Consumer Loan Act, Mortgage Broker Practices Act, Escrow Agent Registration Act, Uniform Money Services Act, Truth in Lending Act, Real Estate Settlement Procedures Act, Fair Credit Reporting Act, Equal Credit Opportunity Act, Dodd Frank Act, and the Administrative Procedures Act. Collectively and independently, the Departments nearly 250 employees within its 5 divisions - Administration, Banks, Consumer Services, Credit Unions, and Securities - work together to create a stronger economic future and secure financial environment for Washingtons consumers and businesses alike.