Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). Los Angeles, California;Newport Beach, California; San Francisco, California; Pleasanton, California; Charlotte, North Carolina; New York, New York; Chicago, Illinois; Houston, Texas.