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You will be responsible for interviewing new and existing customers to determine their needs and advise those customers about the appropriate products, terms, and pricing, that best fit their needs while gathering any additional required information. C&F Mortgage is currently hiring talented Mortgage Loan Officers (LO) who pro-actively identify, develop and maintain networks of business relationships that serves as a source of referrals for mortgage lending opportunities.

<h2>Overview</h2>C&F Mortgage is currently hiring talented Mortgage Loan Officers (LO) who pro-actively identify, develop and maintain networks of business relationships that serves as a source of referrals for mortgage lending opportunities. External relationships are the foundation of generating new business and may consist of realtors, builders, professional and personal contacts. Our LO's are encouraged to participate in business development related opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their needs and advise those customers about the appropriate products, terms, and pricing, that best fit their needs while gathering any additional required information. It will be necessary to generate accurate and complete applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.<h2>Responsibilities</h2><ul><li>Assists customers with inquiries and information requests, and resolves inquiries relating to loan products and services offered.</li><li>Interviews applicant and requests specific information for loan application and enters data into origination software.</li><li>Analyzes the applicant’s financial status, credit, and property for the loan to determine feasibility of loan options and loan program requirements.</li><li>Compiles loan package and provides the applicant information, such as rates, terms, fees, and other credit terms.</li><li>Corresponds with the applicant to resolve questions regarding application information, and requests documentation or information to improve the loan application process.</li><li>Ensures loan applications are complete and accurate.</li><li>Submits loan application to processor.</li><li>Works with applicants to assures timely loan closing.</li><li>Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.</li><li>Identifies and analyzes potential loan markets to develop prospects for residential real estate loans.</li><li>Devise personal marketing system and annual business plan.</li></ul><h2>Qualifications</h2>Ideally the person will have 5 to 7 years of mortgage loan origination experience.  <ul><li>Analytical - Collects and researches data; Uses intuition and experience to complement data.</li><li>Problem Solving - Identifies and resolves problems in a timely manner; Develops alternative solutions.</li><li>Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs.</li><li>Interpersonal - Maintains confidentiality.</li><li>Oral Communication - Speaks clearly and persuasively in positive or negative situations.</li><li>Team Work - Exhibits objectivity and openness to others' views.</li><li>Written Communication - Writes clearly and informatively; Varies writing style to meet needs; Able to read and interpret written information.</li><li>Leadership - Exhibits confidence in self and others;</li><li>Business Acumen - Aligns work with strategic goals.</li><li>Cost Consciousness - Contributes to profits and revenue.</li></ul> Diversity - Shows respect and sensitivity for cultural differences.Ethics - Treats people with respect; Upholds organizational values.Adaptability - Adapts to changes in the work environment; Changes approach or method to best fit the situation. Attendance/Punctuality - Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time. Innovation - Meets challenges with resourcefulness.Planning/Organizing - Organizes or schedules other people and their tasks.Professionalism - Approaches others in a tactful manner; Reacts well under pressure.Quality - Monitors own work to ensure quality and meets productivity standards. Education:High school diploma or general education degree (GED)  Certificates and Licenses: Must have NMLS.  Certain states require licensing.  Experience in origination/processing of FHA, VA, other government and Conventional loans. EEO/AA/M/F/Veteran/Disability

C&F Mortgage

Residential Mortgage Loan Officer

Analysis Skills

Business Development

Business Plan

Business Skills

Communication Skills

Customer Support/Service

Data Collection

Diversity

Identify Issues

Interpersonal Skills

Leadership

Licensing

Loans

Market Analysis

Marketing

Meet Sales Quota

Mortgage

Mortgage Lending

Needs Assessment

Presentation/Verbal Skills

Pricing

Problem Solving Skills

Public/Media/Press/Analyst Relations

Quality Monitoring

Real Estate Sales

Residential Mortgages

Team Player

Time Management

C&F Mortgage Corporation

FULL_TIME

FEED

OTHER

DuPont Community Credit Union (DCCU) is currently seeking qualified candidates for a Mortgage Underwriter role to join a team of dedicated Mortgage Operations professionals. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives.

Want to join a progressive and rapidly expanding organization, where you can build a career? Mortgage Loan Underwriter DuPont Community Credit Union (DCCU) is currently seeking qualified candidates for a Mortgage Underwriter role to join a team of dedicated Mortgage Operations professionals. Please note this is an on-site position located in Waynesboro, VA and currently does not offer the opportunity for remote work. What You’ll have the Opportunity to do:<ul><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Underwrite portfolio and conventional loans in accordance with DCCU and investor requirements.</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Communicate underwriting decision to Mortgage Advisor </li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Communicate with investor and MI company contacts for underwriting questions</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Review appraisal and complete review checklists to ensure subject property conforms to investor standards </li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Counteroffer within DCCU and investor guidelines, using all tools available, when applicable</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Analyze self-employed income according to investor methods and standards</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Issue clear to close, ensuring closed loans meet all investor eligibility criteria prior to closing.</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Assist Mortgage Operations leader with training Processors and new Underwriters</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Assist with the maintenance of underwriting guidelines and manuals to ensure that changes and updates are effectively communicated to mortgage lending staff</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Responsible for Pre-funding and Post-closing QC</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Responsible for the partial release process for first mortgages and HELOCs </li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Responsible for managing the release of liability process</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Provide courteous and prompt support to DCCU internal and external members</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Required to attend or participate in necessary compliance training, including but not limited to Bank Secrecy Act, OFAC, and Privacy </li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Perform other duties as assigned by Mortgage Operations leader</li></ul> What You Bring to the Table:<ul><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">A High School Diploma or equivalent, bachelor’s degree preferred</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">2-3 years of secondary market underwriting experience, preferred</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Ability to understand and apply Real Estate regulations appropriately (MDIA, RESPA, TILA, Reg B, et. al.) </li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Must be eligible to register with the Nationwide Mortgage Licensing System and Registry (NMLS) and must maintain registration</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Strong organizational skills</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Computer literacy/skills, w. experience in Word & Excel</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Critical thinking skills</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Strong mathematical and analytical skills</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">High level of professionalism</li><li class="MsoBodyText3" style="border:none;margin-left:8px;text-align:left;padding:0in">Thorough understanding of DCCU philosophy</li></ul> What We Bring to the Table<ul><li style="margin-bottom:11px;margin-left:8px">Meaningful work that is highly impactful to the membership and community</li><li style="margin-bottom:11px;margin-left:8px">Opportunities for development and career growth</li><li style="margin-bottom:11px;margin-left:8px">Access to a competitive salary and benefits, including health insurance and retirement plans</li><li style="margin-bottom:11px;margin-left:8px">Excellent working conditions, work hours, and work-life balance</li><li style="margin-bottom:11px;margin-left:8px">Community involvement opportunities</li></ul> Who We Are Founded in 1959, DCCU is a financial leader in the Shenandoah Valley, currently serving over 123,000 members, with over $2 Billion in Assets. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives. This is a great opportunity to join a well-respected and growing financial institution offering meaningful work that impacts our community. Qualified individuals should apply on-line only by Tuesday, April 21, 2026. On-line applications/resumes can be submitted by visiting <a href="http://www.mydccu.com" rel="nofollow" style="color:#0000ff;text-decoration:underline">www.mydccu.com</a>. Follow the careers link on the homepage. At DuPont Community Credit Union our goal is to be a diverse workforce that is representative, at all job levels, of the community we serve.  We are an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. <img alt=" " height="1" src="https://ars2.equest.com/?response_id=c071f55268cd50ca4bcbf4e291c351b9&view" width="1"/>

DuPont Community Credit Union

Mortgage Loan Underwriter

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Residential Mortgage Loan OfficerC&F Mortgage

Mortgage Loan UnderwriterDuPont Community Credit Union

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