2027 Finance Foundation Program

Career Area:

Job Description:

Your Work Shapes the World at Caterpillar Inc.

When you join Caterpillar, you're joining a global team who cares not just about the work we do - but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here - we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

About Cat Financial

Cat Financial is a subsidiary of Caterpillar Inc., the world's leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines and diesel-electric locomotives. For more than 40 years, Cat Financial has provided a wide range of financing solutions to customers and Cat dealers for machines, engines, Solar gas turbines, genuine Cat parts and services. Headquartered in Nashville, Tennessee, Cat Financial serves customers globally with offices and subsidiaries located throughout North and South America, Asia, Australia, Europe and Africa. Visit cat.com to learn more about Cat Financial.

Finance Foundation Program

Job Description

The Finance Foundation Program (FFP) is a leadership development program that provides exposure to different areas of Caterpillar Financials' core business the Financial Products Division (FPD). Participants receive a high degree of management focus and deliberate assignment placement during their four years in the program. This program is ideal for those building foundational skills in this field, generally within the first 0-2 years of their career.

Program participants will partake in four, 1-year intentional placements, including assignments in customer-facing, origination, credit, and specialty roles. These assignments include but are not limited to: Credit, Customer Accounts/Relations, Insurance, Lease Services, Sales Support, and Treasury. The objective of this program is to provide broad business experience, so participants can take on future leadership, senior, or field sales roles with the company.

What to expect during this 4-year program:

• Four, 1-year intentional placements throughout our core business

• Gain an understanding of multiple Cat Financial business units

• High visibility with senior leadership

• Leadership development courses

• Formal mentorship programs

• Leadership, networking, and volunteer opportunities

• Corporate responsibility initiatives

• Enjoy life in Nashville

• Upon program completion, graduates begin managing their own careers

• The rotations and timing are subject to vary based on the needs of the business.

EDUCATION/EXPERIENCE:

Required Qualifications:

• Minimum 3.0 cumulative GPA on a 4.0 scale at the time of application. Must maintain a 3.0 cumulative GPA through graduation
• Degree must be completed by hire date
• Domestic Mobility
• Authorized to work in U.S.

Desired Qualifications:

• Ability to work independently, as well as with other employees and customers
• Knowledge of and ability to apply statistical analysis skills to measure, analyze and improve service
• Ability to utilize office software systems and prepare documents, reports, spreadsheets and graphics
• Strong communication, leadership, and teamwork skills
• Bi-lingual skills a plus

Additional Information:

• Relocation is available to those that qualify.
• Sponsorship is NOT available for this position.
• Program Start Date: July 12, 2027

Compensation & Benefits:

Base Salary for this role ranges from $79,800.00 - $131,280.00. Compensation and benefits offered may vary depending on multiple individualized factors, job level, market location, job-related knowledge, skills, individual performance and experience. Please note that salary is only one component of total compensation at Caterpillar. Total rewards package, beyond base salary included:

• Annual Incentive bonus plan

• Medical, dental and vision coverage starting day 1

• Paid time off plan (Vacation, Holiday, Volunteer, Etc.)

• 401(k) Savings Plan including company match

• Health Savings account (HSA)

• Flexible spending accounts (FSAs)

• Short and long-term disability coverage

• Life Insurance

• Parental Leave

• Employee Assistance Program

• Voluntary benefits

• Career Development

• Subject to annual eligibility and incentive plan guidelines.

This position requires working onsite five days a week.

Relocation is available for this position.

Visa Sponsorship is not available for this position.

Posting Dates:

August 11, 2026 - October 31, 2026

Any offer of employment is conditioned upon the successful completion of a drug screen.

Caterpillar is an Equal Opportunity Employer, Including Veterans and Individuals with Disabilities. Qualified applicants of any age are encouraged to apply.

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