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Application Solutions Architect
- Location: Charlotte, North Carolina 28255
- Work model: On-site
- Posted Yesterday
- Job ID: JPC - 211983
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Job Description
Application Solutions Architect (Hybrid)
Location: Charlotte, NC or Plano, TX | Contract
About the Role
Join a leading financial services team as an Application Solutions Architect, supporting critical domains like Corporate Channels, Payments, Accounting Services, and Commercial Card operations. Drive high-impact technology solution architecture, aligning with business objectives and strategic direction. Shape the future of commercial banking technology by delivering secure, scalable, and innovative payment solutions in a collaborative, hybrid work environment.
Responsibilities
- Define and communicate an architectural vision that supports business strategy, enterprise architecture principles, and platform standards.
- Lead the design and delivery of end-to-end technology solutions for commercial banking payment systems, ensuring compliance and risk management.
- Collaborate with stakeholders to identify solution intent, operating environments, primary systems, interface definitions, and non-functional requirements.
- Develop and refine high-level and modular architecture designs, adapting to evolving business requirements.
- Oversee and review architecture-related deliverables, applying best practices, templates, and ensuring all non-functional requirements are addressed.
- Partner with Product Managers to prioritize technology initiatives and guide teams on architectural aspects.
- Provide solution options, clarity, and technical leadership to development teams.
- Conduct design reviews to validate solution compliance, performance, and security standards.
Required Skills and Experience
- 10+ years of experience in Banking or Financial Services technology with deep domain expertise in commercial banking, payments, commercial card, and accounting services.
- Hands-on experience with multiple payment systems (e.g., US Fed Wire, NACHA, ACH, CHIPS, SEPA, SWIFT, cross-border/international payments, instant payments, FX, ISO20022, RTGS, B2C/B2B payments).
- Familiarity with industry-leading payment platforms (ACI Universal Online Banker/Payments/MTS, Finastra Global Pay Plus, Fiserv Dovetail, FIS/Clear2Pay, Infosys Finacle Payment).
- Expertise in API design, microservices, and integration platforms.
- Strong understanding of SDLC methodologies (Waterfall, Agile), DevOps, CI/CD pipelines, and containerization (Docker, Kubernetes).
- Advanced knowledge of application architecture in Java, .NET (C#), Python, and JavaScript/TypeScript frameworks.
- Excellent communication skills with the ability to engage both technical and non-technical stakeholders.
- Strong analytical, problem-solving, and architectural documentation skills.
Preferred Skills
- Bachelor's degree in Computer Science or related field.
- TOGAF 9 Certification.
- Cloud Solutions Architect Certification (AWS, Azure, GCP).
Benefits
- Hybrid work environment for flexibility and work-life balance.
- Opportunity to shape large-scale, mission-critical financial solutions.
- Exposure to cutting-edge payment technologies and global payment schemes.
- Collaborative culture with strong business and technology partnerships.
- Career development through challenging projects and industry certifications.
How to Apply
If you are an experienced Application Solutions Architect passionate about shaping the future of payments and financial services, apply today to join a high-performing team. Candidates must be authorized to work in the US without sponsorship.
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Job details
Job ID JPC - 211983
Location Charlotte, North Carolina, United States
Work Model On-site
Job Type Contract
Posted October 28, 2026
Skills Needs to have experience with payment systems ideally multiple Examples include:Payment Schemes: US Fed Wire NACHA ACH domestic payments CHIPS SEPA cross-border payments international payments real-time/instant payments FX payments ISO20022 low value payments high value payments real time gross settlement (RTGS) B2C & B2B payments SWIFT payments payment clearingso ACI - Universal Online Banker Universal Payments & Money Transfer System (MTS)o Finastra/FundTech - Global Pay Pluso Fiserv - Dovetailo FIS/Clear2Pay - Open Payments Frameworko Infosys - Finacle Payment
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