Career Opportunities: Assistant Credit Manager (7742)
Requisition ID 7742 - Posted 10/14/2026 - CB Plaza
About Commercial Bank of Qatar
Commercial Bank, founded in 1975 and headquartered in Doha, plays a vital role in Qatar's economic development by offering a range of personal, business, government, international and investment services.
We believe in empowering our employees, providing them with opportunities for growth and professional development.
By Joining us, you'll be part of a workplace culture that fosters innovation, supports work-life balance, and encourages you to reach your full potential.
Join us in shaping the future of banking!
Job Summary
Analyse portfolio performance and identify emerging risks early. Translate data into actionable risk strategies. Support portfolio growth while maintaining asset quality. Develop and monitor risk appetite metrics. Provide management with insights on delinquency, profitability, and expected losses. Collaborate with business teams to optimize acquisition, limit management, and collections strategies.
Key Responsibilities
Core Credit Risk Knowledge:
- Credit risk management principles
- Retail lending products (Personal Loans, Credit Cards, Auto Loans, Mortgages)
- Portfolio monitoring and performance analysis
- Credit policies and underwriting standards
Quantitative & Analytical Skills
- Statistical analysis
- Trend analysis and forecasting
- Cohort/Vintage analysis
- Roll-rate analysis
- Early warning indicator development
- Stress testing and scenario analysis
- Portfolio segmentation and customer behaviour analysis
- Root-cause analysis of portfolio deterioration
Data and Technical Skills
- Advanced Excel
- Pivot tables
- Power Query
- VBA (desirable)
- Portfolio Management Skills
- Monitoring portfolio quality KPIs:
- NPL Ratio
- PAR 30/60/90+
- Flow rates
- Write-off rates
Reporting & MIS Skills
- Management reporting
- Dashboard development
- Executive presentations
- Data visualization
- KPI development and tracking
- Regulatory reporting support
Communication & Stakeholder Management
- Presentation skills
- Ability to explain complex analytics to non-technical audiences
- Engagement with: Business teams, Collections, Finance, Risk management, IT/Data team, Regulators and auditors
- Continuous Improvement
- Contribute to the identification of opportunities for continuous improvement of systems, automation processes and practices considering 'international leading practice', improvement of business processes, cost reduction and productivity improvement.
Policies, Systems, Processes & Procedures
- Follow all relevant departmental policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner.
Statements and Reports
- Assist in the preparation of timely and accurate departmental statements and reports to meet CBQ and department requirements, policies and standards.
Quality, Health, Safety, & Environment
- Ensure all relevant quality, health, safety and environmental procedures, instructions and controls are adhered to so that the safety of employees, quality of products/services and environmental compliance can be guaranteed.
Qualifications & Experience
Required Qualifications:
- Academic Degree: Graduate degree in business or equivalent.
- Professional Certification:
- Knowledge, & Other skills:
- Knowledge of banking industry products/services.
- Ability to collaborate and communicate effectively.
- Ability to drive and achieve desired results within the defined time duration.
- Ability to interact with internal and external customers in a multi-cultural environment.
- Accuracy and attention to detail.
- Ability to work under pressure
Required Experience:
- 3-5 years' relevant experience in retail credit functions.
Why Commercial Bank?
- Best Digital Bank in the Middle East 2024 by World Finance and Best Mobile Banking App in the Middle East 2024 by Global Finance.
- An Innovation-Driven, Digital-First Environment where employees work with the latest tools and technologies to redefine banking
- Opportunities for Global Partnerships & International Exposure, connecting employees with global networks and perspectives.
- A focus on Employee Well-being & Work-Life Balance, ensuring a healthy and supportive environment for all team members
- Competitive Compensation & Benefits that ensure our employees are rewarded for their dedication and performance
- A strong Commitment to Diversity, Equity & Inclusion, fostering a culture that values every individual's unique perspective.
At Commercial Bank, we don't just offer careers, We shape futures by pioneering digital transformation in Qatar's banking sector, blending digital-first approach to redefine banking through innovative solutions.
Disclaimer:
We appreciate your interest in joining CBQ! Please note that only selected candidates will be contacted for further steps in the hiring process. This job posting is for informational purposes only, and CBQ reserves the right to modify, withdraw, or close it at any time without notice.
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