Assistant Vice President & CRE Loan Officer

Ridgewood Savings Bank

  • Uniondale, New York
  • 4 days ago
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    Skills

    • Accountingunmatched
    • Analysis Skillsunmatched
    • Business Loansunmatched
    • Commercial Loansunmatched
    • Commercial Property Loansunmatched
    • Commercial Real Estateunmatched
    • Constructionunmatched
    • Employee Orientationunmatched
    • Investment Managementunmatched
    • Loan Approvalunmatched
    • Loan Closingunmatched
    • Loan Documentsunmatched
    • Loan Originationunmatched
    • Loan Processingunmatched
    • Loan Submissionunmatched
    • Loan Underwritingunmatched
    • Loansunmatched
    • Mathematicsunmatched
    • Mortgageunmatched
    • Mortgage Brokersunmatched
    • Mortgage Lendingunmatched
    • Mortgage Servicingunmatched
    • Negotiation Skillsunmatched
    • Organizational Skillsunmatched
    • Past Due Accountsunmatched
    • Problem Solving Skillsunmatched
    • Real Estate Developmentunmatched
    • Real Estate Salesunmatched
    • Regulationsunmatched
    • Retailunmatched
    • Salesunmatched
    • Time Managementunmatched
    • Underwritingunmatched

    Description

    The estimated salary for this position is $120,000-$150,000/Annually. Actual compensation is based on experience, skills, and qualifications.

    Job Specifications

    ·         Minimum of five (5) years experience in commercial real estate loan origination preferred.

    ·         Underwriting experience helpful

    ·         Demonstrated ability to source, structure and originate multifamily as well as non­-multifamily real estate loans (office, retail, industrial, etc.) in the NY Metropolitan area including the NYC 5 Boroughs, Nassau, Suffolk, Westchester, Rockland, Northern NJ and Fairfield County Connecticut counties

    ·         Experience originating construction loans, C&I loans, Owner Occupied CRE and SBA loans a plus

    ·         Demonstrated knowledge of the local commercial real estate market as well as overall commercial real estate underwriting practices and requirements

    ·         Undergraduate, four-year college degree preferred.

    ·         Excellent mathematical and analytical skills. Strong negotiation and sales related skills

    ·         Detail and goal-oriented individual, with excellent organizational skills and the ability to work independently.

    Duties and Responsibilities/Results

    ·         Solicit commercial real estate loan submissions secured by multifamily, mixed-use, retail and office properties in order to meet annual established commercial real estate loan origination targets

    ·         Analyze, negotiate and structure new commercial real estate loan submissions for management and or Board of Trustee approval.

    ·         Perform collateral inspections for all new loan applications.

    ·         Develop and maintain relationships with outside business contacts including existing and potential borrowers, mortgage brokers, attorneys, real estate agents, real estate developers, accountants, etc.

    ·         Work closely with Commercial Loan Underwriters and Commercial Loan Processors to ensure timely flow of assigned loans from application through closing and assist in resolving any issues as they arise.

    ·         Assist the Bank's portfolio management area to ensure complete conformity with the terms and conditions of the Bank approval and loan documents as needed.

    ·         Assist the Bank's mortgage servicing and portfolio management areas as needed with regard to delinquent loans, non-performing loans and Real Estate Owned as needed.

    ·         Provide advice and guidance to Department personnel.

    ·         Keep informed of trends and developments in the real estate market, as well as the changing rules and regulations pertaining to commercial real estate lending.

    ·         Such other related duties as may be assigned from time to time.

    Numbers & Facts

    LocationUniondale, New York
    Websitehttp://www.ridgewoodbank.com/home/contact-us/history

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