Job Description
Description
Insurance Benefits Representative (1099 Independent Contractor)
Location: Colorado (statewide, any city)Compensation: Commission plus bonusesSchedule: Self-managed with full-time effort required for success
About AMBAFor more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.
In Illinois, we are exclusively endorsed by:
- Illinois Retired Teachers Association
- American Senior Benefits Association
- Illinois Principals Association
Why Partner with AMBA
- Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
- Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
- Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
- Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
- Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
- Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
- Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
- Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
- Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
This opportunity may be a strong fit if you have:
- An entrepreneurial mindset and a self-starter approach
- Comfort with phone-based outreach, follow-up, and virtual appointments
- Strong communication and relationship-building skills
- A commitment to providing ethical, high-quality service
- A Life and Health insurance license or willingness to obtain one prior to onboarding
- Motivation to grow income through a performance-based compensation model
- Performance-based commissions with advanced payouts and lifetime vesting
- No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
- Monthly performance bonuses and travel incentives
- Ongoing onboarding, sales training, and mentorship
- Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.
Numbers & Facts
| Location | Chicago, Illinois |
| Industry | Insurance |
| Salary | $65,000–$80,000 Per Year |
| Company Size | 20 to 49 employees |
| Year Founded | 1981 |
| Website | http://www.amba.info |
About Company
Our story began in 1981 when an association was searching for a Medicare supplement policy and turned to David Morgan. His research on this subject sparked an interest and he began building a company that addressed the supplemental insurance needs of retired teachers. United Teacher Associates (UTA) was founded in 1981 to meet this need.
In 1984, UTA acquired the American Consumers Life Insurance Company, founded in 1958, and renamed it United Teacher Associates Insurance Company (UTAIC). This enabled UTA to sell and service its own policies through UTAIC. In 1999, UTAIC & UTA were acquired by Great American Life Insurance Company.
In 2001, David and Jerry Morgan founded Association Member Benefits Advisors to make benefits available for all other association clients in the United States. We have worked hand-in-hand with our clients since 2001 to create unique solutions for the benefit needs of their members.
In order for AMBA to rise to the level of service we wanted to achieve, we needed to find the right partner to get us there. Our search led us to Genstar Capital. Genstar saw the potential that AMBA has and is assisting us in growing to improve and expand products and services for our clients. In 2017, Genstar invested in AMBA so that we, and our clients, can rise to a new level of success. David knows AMBA is in good hands due to Genstar’s continued track record of success. He was able to retire and take a break from the hard work he started in 1981 that became AMBA. Our success would never have happened had it not been for his company vision and dedication to the educator market.
Skills
- Annuitiesunmatched
- Brand Marketing (Branding)unmatched
- Business Planunmatched
- Coachingunmatched
- Communication Skillsunmatched
- Consultative Salesunmatched
- Continuous Improvementunmatched
- Customer Trainingunmatched
- Entrepreneurshipunmatched
- Health Insuranceunmatched
- Healthcareunmatched
- Insuranceunmatched
- Leadershipunmatched
- Licensingunmatched
- Life Insuranceunmatched
- Mentoringunmatched
- Needs Assessmentunmatched
- Onboardingunmatched
- Performance Managementunmatched
- Process Developmentunmatched
- Salesunmatched
- Sales Supportunmatched
- Schedule Developmentunmatched
- Seminarsunmatched
- Webinarunmatched
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