Business Analyst

Summary:

• Duration: 6 months
• Work Mode: Onsite 5 days/week
• Location: Charlotte, NC
• Schedule: 10a-7p EST

Responsibilities:

• Monitor and manage daily liquidity positions across multiple entities, currencies, and funding platforms.
• Execute timely funding transactions to support settlement obligations, client activity, and operational requirements.
• Analyze cash flows, account balances, and projected funding needs to ensure sufficient liquidity throughout the business day.
• Investigate and resolve funding breaks, overdrafts, settlement exceptions, and cash discrepancies.
• Escalate liquidity risks, funding shortfalls, operational incidents, and settlement concerns in a timely manner.
• Partner with Treasury, Operations, Global Markets, Finance, and Technology teams to resolve issues and improve processes.
• Maintain and distribute daily funding, liquidity, and risk reports to business partners and senior management.
• Monitor critical settlement systems and payment infrastructures, ensuring operational readiness and timely issue resolution.
• Support regulatory, audit, compliance, and risk management requests by providing documentation and process expertise.
• Identify opportunities for process improvement, automation, and AI-enabled solutions to reduce manual effort and operational risk.
• Participate in strategic initiatives, system enhancements, testing activities, and change management efforts impacting funding operations.
• Adhere to established controls, procedures, and policies while ensuring activities are completed accurately and within required deadlines.

Requirements:

• Strong analytical and problem-solving skills with the ability to interpret financial and operational data.
• Excellent verbal and written communication skills.
• Ability to prioritize competing demands and effectively manage multiple tasks simultaneously.
• High attention to detail and commitment to accuracy.
• Ability to perform effectively in a fast-paced, deadline-driven environment.
• Strong understanding of liquidity management, cash positioning, payment processing, and settlement activities.
• Ability to identify, assess, and escalate risks appropriately.
• Experience working with large datasets, reporting tools, and Microsoft Office applications, particularly Excel.
• Ability to collaborate and build relationships across multiple business areas and organizational levels.
• Self-motivated with the ability to work independently and make sound decisions within established guidelines.
• Continuous improvement mindset with a focus on operational excellence and process optimization.
• Interest in leveraging automation, data analytics, and AI capabilities to transform funding and liquidity management processes.
• Strong sense of ownership, accountability, and urgency when managing critical funding and settlement activities.

Preferred Skills:

• Understanding of PNLs.