Commercial / Large Loss Estimator

About the Role

A well-established commercial property restoration company in Silver Spring, Maryland is hiring a Commercial / Large Loss Estimator to scope and write insurance estimates for commercial water, fire, smoke, mold, and storm losses across the Washington, D.C. metro. You'll inspect office buildings, multifamily properties, retail, healthcare, schools, and other commercial sites, build accurate Xactimate estimates for large-loss mitigation and reconstruction projects ranging from $50,000 to $3 million, and work with adjusters, consultants, and property managers to get scopes and supplements approved. If you're a seasoned commercial restoration estimator who knows your line items, can hold your ground on a large-loss claim, and takes pride in a clean, defensible estimate, this is a long-term career move.

Key Responsibilities

• Inspect commercial and multifamily losses on site to assess water, fire, smoke, mold, and storm damage and determine the scope of mitigation and reconstruction work
• Document every job with photos, moisture readings, measurements, and sketches, and write a clear, detailed scope of loss
• Write detailed, accurate commercial Xactimate estimates (including Xactimate Sketch floor plans for multi-story and multi-unit buildings) covering labor, materials, equipment, and subcontractor costs
• Estimate large-loss commercial claims from $50,000 to $3 million, including phased and multi-trade reconstruction scopes
• Communicate and negotiate scopes, pricing, and estimates with insurance adjusters, large-loss adjusters, independent adjusters, TPAs, property owners, and property managers through to approval
• Identify and write supplements and change orders for additional damage, working with project managers as the job progresses
• Gather and review subcontractor bids for specialty trades (MEP, roofing, drywall, flooring) and fold them into the estimate
• Follow carrier, TPA, and company estimating guidelines, and keep job files and documentation current (DASH, MICA, Encircle, or similar)
• Hand off approved jobs to the production team with a clear scope, and coordinate with mitigation and reconstruction crews so estimates match field conditions
• Track estimates against job budgets and protect margin on every job
• Build and maintain relationships with adjusters, property management firms, and other commercial referral sources
• Stay current on building codes, commercial construction methods, and IICRC standards

Required Qualifications and Credentials

• 3+ years of commercial or large-loss restoration estimating experience (a commercial construction estimating background also counts)
• Proficiency in Xactimate is required, including commercial estimating, Xactimate Sketch, line items, and supplements
• Proven experience negotiating commercial insurance claims with adjusters and TPAs
• Commercial contractor experience, with a strong understanding of commercial construction methods, materials, and building systems; able to read blueprints and drawings
• Strong understanding of water mitigation and structural drying on large commercial losses
• Strong organizational and communication skills, with the ability to manage multiple large estimates at once
• Proficient in Microsoft Office, especially Excel
• A valid driver's license is required; driving to job sites is an essential function of the role, and the driving record must meet company insurance requirements.
• Xactimate certification required
• IICRC certification (WRT, ASD, FSRT, or AMRT) preferred
• Symbility / CoreLogic experience a plus
• DASH experience a plus

Why Join

• $90,000 to $125,000 per year depending on experience plus performance bonus.
• Company vehicle for work use (or mileage reimbursement, depending on location)
• Company offered benefits: standard package available.
• Paid certifications and training
• Growth opportunity: future growth opportunities available.

Keywords: commercial restoration estimator, large loss estimator, Xactimate estimator, commercial estimator, large loss restoration estimator, commercial insurance estimator, restoration estimator, mitigation estimator, reconstruction estimator, construction estimator, property damage estimator, Xactimate, Xactimate Sketch, Symbility, CoreLogic, XactAnalysis, scope of loss, supplements, change orders, commercial insurance claims, large loss, adjusters, TPA, DASH, MICA, Encircle, IICRC, WRT, ASD, FSRT, AMRT, water damage, fire restoration, mold remediation, storm restoration, disaster restoration, commercial property damage

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.