Credit Analyst / Underwriter

#WeAreHiring: Credit Analyst & Commercial Underwriting Specialist

Our client, a Bank in the financial services sector, is seeking a skilled Credit Analyst to provide vital underwriting and analytical support to their Commercial Underwriting team. This is an excellent opportunity to join a dynamic environment where your expertise in financial analysis will directly impact sound lending decisions.

**Key Responsibilities:**

- Spread and analyze personal and business financial statements, including tax returns, to assess financial capacity for lending.

- Use sophisticated software tools to produce and evaluate key financial ratios and identify trends related to liquidity, revenues, and profitability.

- Collaborate closely with Commercial Lending officers to ensure complete and accurate documentation for new credit proposals and renewals.

- Assist in evaluating loan requests vigilantly, applying credit policies, identifying risks, and preparing clear, high-quality analysis for management and credit committees.

- Communicate effectively with Retail and Lending staff throughout all phases of credit review to facilitate efficient approvals.

- Ensure all loan files comply with applicable laws, regulations, and internal policies.

**Qualifications:**

- 2 to 5 years of relevant experience in credit analysis or related roles.

- Bachelor's degree with a concentration in Finance or Accounting.

- Proficient with Microsoft Windows, Office Suite (Word, Excel), and loan processing systems.

- Strong analytical skills with the ability to interpret complex documents and make well-informed decisions.

- Excellent interpersonal skills, capable of building relationships with discretion, diplomacy, and tact.

- Ability to handle physical demands such as lifting up to 50 pounds and remaining stationary for extended periods.

**Preferred Skills:** Experience in CRE, C&I lending, loan structuring, financial structuring, and DSCR analysis.

**Work Environment:** Office setting with a professional and collaborative culture.

**Benefits:** Comprehensive health, dental, and vision coverage, plus a 401(k) plan to help secure your future. If you are a detail-oriented professional ready to advance your career in commercial credit analysis, we want to hear from you!

Send us your resume or reach out to schedule a conversation and explore this exciting opportunity. #CreditAnalyst #CommercialUnderwriting #FinanceJobs #BankingCareers #FinancialServices #JoinOurTeam #NowHiring

My name is Denise Fair, and I look forward to discussing your career aspirations for a future role as a Senior Credit Analyst / Underwriter in Banking.

For a fully CONFIDENTIAL conversation about this exciting opportunity, please reach out to me directly!

Denise Fair 

Search Consultant gpac - Banking Division

denise.fair@gogpac.com

I look forward to speaking with you soon! 

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.