Credit & Collections Manager

Job Title: Credit & Collections Manager

Location: North Houston, TX

Compensation: $36 - $45 / hour

Benefits: This position may be eligible for medical, dental, vision, and 401(k).

Job Summary

We are seeking an experienced Credit & Collections Manager to join our finance team in Northwest Houston. This role is responsible for overseeing the company’s credit policies, managing accounts receivable risk, and driving the collection of outstanding balances from commercial customers. The ideal candidate has strong experience in credit analysis, B2B collections, and accounts receivable management, along with the ability to partner with sales and leadership teams to improve cash flow while maintaining strong customer relationships.

Key Responsibilities

Credit Management

• Evaluate and approve customer credit applications and establish appropriate credit limits
• Monitor customer credit exposure and recommend adjustments as needed
• Develop and maintain company credit policies and procedures
• Assess financial statements and credit reports to determine customer creditworthiness

Collections Oversight

• Oversee the collections process for commercial accounts to ensure timely payment
• Review AR aging reports and identify high-risk or delinquent accounts
• Work directly with customers to resolve outstanding balances or payment disputes
• Escalate critical accounts and develop strategies to reduce delinquency

Accounts Receivable Strategy

• Monitor overall AR performance, including aging trends and Days Sales Outstanding (DSO)
• Implement processes and best practices to improve cash flow and reduce past-due balances
• Collaborate with internal teams to resolve billing discrepancies impacting collections

Reporting & Analysis

• Prepare reports on credit risk, collection activity, and AR performance for leadership
• Analyze customer payment trends and recommend process improvements
• Support month-end close activities related to accounts receivable and credit management

Cross-Functional Collaboration

• Partner with sales, operations, and accounting teams to address customer account issues
• Provide guidance on credit decisions and payment terms for new and existing customers
• Ensure compliance with company policies and internal controls related to credit and collections

Qualifications

• 5+ years of credit, accounts receivable, or collections experience required
• Prior experience in commercial/B2B credit and collections management preferred
• Strong understanding of credit risk analysis and financial statement review
• Experience working with ERP or accounting systems preferred
• Advanced Excel skills and strong analytical abilities
• Excellent communication, negotiation, and problem-solving skills
• Ability to manage multiple priorities and drive results in a fast-paced environment

How to Apply

If you are an experienced Credit & Collections professional looking to lead credit strategy and improve cash flow for a growing organization in Northwest Houston, we encourage you to apply.

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