Our client, a Banking company, is looking for a Credit Quality Analyst for their Charlotte, NC location.
Responsibilities:
Resource is required to be on the assignment for the required hours as specified in the job description. Forty hours per week is the expectation in the absence of specified hours. Attendance and punctuality are essential components of the position; therefore, unexcused absences and tardiness could result in dismissal.
Key Responsibilities include a judge mental review of a customers profile by reviewing their credit report, existing bank relationship, and discussing the customers financial situation with them. Additional responsibilities include analyzing customers for loan modifications. ECC also reviews customers accounts for reinstatement by Underwriting the loan to ensure that the customer has the ability to repay the HELOC and the collateral value supports the line request.
Key activities include working a pipeline of loans which includes reviewing numerous bank systems to evaluate and understand the customers current financial situation. Activities vary depending on specific area within ECC but could include speaking with the customer and understanding their current financial situation, review applicants for possible modification opportunities, and reviewing customers requests to reinstate their HELOC accounts.