Financial Analyst

PremierOne Credit Union
  • San Jose, CA
  • $35–$45 Per Hour
  • Full-time
  • Quick Apply
17 days ago

Job Description

Join one of California's most innovative, fastest-growing credit unions.We are proud to be named a Top Workplace for five consecutive years!At PremierOne Credit Union, we strive to carry out our mission to "deliver a better financial life to members" through every interaction. We look for team players who can contribute the right skills to achieve these goals while keeping focus on our mission. Join our talented and passionate team and be part of a team that values growth, innovation, and community involvement.We are now seeking a Financial Analyst to join our Accounting Team located in our South San Jose Corporate Office. The Financial Analyst supports the credit union's financial planning, reporting, forecasting, and strategic decision-making processes. This role analyzes financial and operational performance, develops forecasting and analytical models, and provides data-driven insights and recommendations to improve profitability, efficiency, and overall organizational performance. Working closely with leaders across the organization, the Financial Analyst helps drive informed business decisions while supporting the credit union's mission, growth, and financial objectives.Qualifications:Two to four years of similar or related experience(1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g., accounting certifications in lieu of a degree).Advanced knowledge in financial analyticsExcellent communication and interpersonal skillsExperience in a credit union or community banking preferredEssential Functions & Responsibilities:Prepare, analyze, and present monthly financial and management reports, providing insightful commentary on financial performance, trends, risks, opportunities, and key balance sheet metrics.Support budgeting, forecasting, and long-range planning activities by partnering with business units to evaluate key business drivers and maintain accurate financial projections.Develop, maintain, and enhance financial models, dashboards, and analytical tools to support forecasting, planning, performance measurement, and strategic decision-making.Analyze loan and deposit portfolio performance, investment portfolio results, margin trends, noninterest income and expense drivers, and economic factors impacting credit union performance.Monitor and analyze asset-liability management (ALM) metrics, including interest rate risk, liquidity, net interest income sensitivity, and balance sheet performance under various scenarios.Perform variance analyses of actual results versus budget and forecast, identify root causes, and communicate findings and recommendations to management.Conduct financial evaluations of business initiatives, products, investments, and strategic projects using methodologies such as NPV, ROI, profitability, and scenario analysis.Support the development and maintenance of profitability, pricing, allocation, and performance measurement models to optimize financial results and member value.Maintain budgeting, planning, ALM, and financial reporting, ensuring data integrity, alignment with the general ledger, and compliance with accounting standards.Monitor key performance indicators and financial risks, and prepare analyses, reports, and presentations for executive leadership, committees, and other stakeholders.Identify process improvement, automation, and documentation initiatives while supporting regulatory compliance, continuous improvement, and the credit union's mission and values.Partner with cross-functional teams to gather financial and operational data, provide actionable recommendations, and support organizational objectives.Fantastic Benefits PremierOne Credit Union reflects the value placed on employees by providing the following benefits in addition to competitive salary:Medical, Dental, Vision, Life, and Long-Term Disability Insurances401(k) including employer matchDiscounts on financial products and services, including loansPaid birthday, vacation, sickCompany-wide Incentive Plan, plus much more! Salary Range: $35 - $45 per hourApply Now for Consideration!PremierOne Credit Union is an equal opportunity employer

Numbers & Facts

LocationSan Jose, CA
Job TypeFull-time
Salary$35–$45 Per Hour

Skills

  • Accountingunmatched
  • Accounting Certificationsunmatched
  • Accounting Standards and Regulationsunmatched
  • Analysis Skillsunmatched
  • Asset Managementunmatched
  • Automationunmatched
  • Balance Sheetunmatched
  • Budgetingunmatched
  • Business Analysisunmatched
  • Communication Skillsunmatched
  • Community Bankingunmatched
  • Continuous Improvementunmatched
  • Credit Unionunmatched
  • Cross-Functionalunmatched
  • Data Analysisunmatched
  • Data Qualityunmatched
  • Disability Insuranceunmatched
  • Financial Analysisunmatched
  • Financial Liabilityunmatched
  • Financial Modelingunmatched
  • Financial Operationsunmatched
  • Financial Planningunmatched
  • Financial Projectionsunmatched
  • Financial Reportingunmatched
  • Financial Riskunmatched
  • Financial Servicesunmatched
  • Financial Trend Analysisunmatched
  • Forecastingunmatched
  • General Ledger Accountingunmatched
  • Interest Ratesunmatched
  • Interpersonal Skillsunmatched
  • Investment Strategyunmatched
  • Leadershipunmatched
  • Liquidityunmatched
  • Loan Portfoliounmatched
  • Metricsunmatched
  • Net Present Value (NPV)unmatched
  • Operational Auditunmatched
  • Operations Planningunmatched
  • Performance Analysisunmatched
  • Performance Metricsunmatched
  • Performance Modelingunmatched
  • Pricingunmatched
  • Process Developmentunmatched
  • Process Improvementunmatched
  • Profit & Lossunmatched
  • Profit & Loss Analysisunmatched
  • Profit & Loss Managementunmatched
  • Regulatory Complianceunmatched
  • Reporting Dashboardsunmatched
  • Return on Investment (ROI)unmatched
  • Riskunmatched
  • Risk Analysisunmatched
  • Root Cause Analysisunmatched
  • Support Documentationunmatched
  • Team Playerunmatched
  • Variance Analysisunmatched

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